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Residential (General/Single)Residential
$271,747$441 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

198 RATLUM RD

NEW HARTFORD, CT 06057
1
Beds
1
Baths
616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$272K
$184K low$359K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$271,747
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$217,398

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,917 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,465 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,695
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$102,465
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,726

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNORTHWEST HILLS
Lot (acres)The size of the land the home sits on, from county records.6.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
New Hartford Elementary School
Elementary · Grades PK–2 · 1.4 mi
M
Northwestern Regional Middle SchoolB
Middle · Grades 7–8 · 5.6 mi
H
Northwestern Regional High SchoolA-
High · Grades 9–12 · 5.6 mi

District: Regional High School District 07

Neighborhood · ZIP 06057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.0.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,234
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.164 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,665
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Ratlum Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in New Hartford 06057
  • Costs more per square foot than 97% of homes in New Hartford 06057
  • Among the smallest homes in New Hartford 06057
  • Has a bigger lot than 88% of homes in New Hartford 06057
  • Newer than 91% of homes in Northwest Hills County

What homes are worth in New Hartford 06057

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$1M

This home is worth more than 9% of homes in New Hartford 06057.

How it measures up in New Hartford 06057

The dot is this home. The mark in the middle is the typical home in New Hartford 06057.

Estimated value$271,747
CheaperTypical $469,787Pricier

Pricier than 9% of homes nearby

Price per ft²$441
CheaperTypical $258Pricier

Pricier than 97% of homes nearby

Living area616 ft²
SmallerTypical 1,872 ft²Bigger

Smaller than almost all homes nearby

Lot size6.8 ac
SmallerTypical 1.9 acBigger

Bigger than 88% of homes nearby

Year built2002
OlderTypical 1974Newer

Newer than 88% of homes nearby

How 198 Ratlum Rd ranks against every home in each area.
MeasureThis homeNew Hartford 06057Northwest Hills County
Estimated valuepricier than$271,7479% of homes13% of homes
Price per ft²pricier than$44197% of homes89% of homes
Living areabigger than616 ft²almost no homesalmost no homes
Lot sizebigger than6.8 ac88% of homes87% of homes
Year builtnewer than200288% of homes91% of homes

About 198 Ratlum Rd

How much is 198 Ratlum Rd, New Hartford, CT worth?

The TopHap Estimate for 198 Ratlum Rd, New Hartford, CT is $271,747 as of Jul 14, 2026. The likely range is $184,206 to $359,288. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Ratlum Rd, New Hartford, CT last sell?

198 Ratlum Rd, New Hartford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 198 Ratlum Rd, New Hartford, CT?

198 Ratlum Rd, New Hartford, CT has 1 bedrooms, 1 bathrooms, 616 square feet of living space and a 6.80-acre lot.

When was 198 Ratlum Rd, New Hartford, CT built?

198 Ratlum Rd, New Hartford, CT was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 198 Ratlum Rd, New Hartford, CT?

198 Ratlum Rd, New Hartford, CT is assigned to New Hartford Elementary School (elementary); Northwestern Regional Middle School (middle), rated B; Northwestern Regional High School (high), rated A-. All sit in Regional High School District 07. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Ratlum Rd, New Hartford, CT compare to other homes in New Hartford 06057?

Among the 2,725 homes in New Hartford 06057, it is worth more than 9% of them ($271,747 against a typical $469,787), its price per square foot is higher than 97% of them ($441 against a typical $258), it is bigger than almost none of them (616 ft² against a typical 1,872 ft²), its lot is bigger than 88% of them (6.8 ac against a typical 1.9 ac) and it is newer than 88% of them (2002 against a typical 1974). Measured against all of Northwest Hills County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Ratlum Rd, New Hartford, CT?

The 2025 property tax bill for 198 Ratlum Rd, New Hartford, CT was $2,917. The county assessed it at $102,465.

Closest homes

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Assigned schools

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