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Rural ResidenceResidential
$483,387$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $35,450 on May 16, 2023

198 RIVA WAY

PALMYRA, VA 22963
3
Beds
2.5
Baths
1,861 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$483K
$446K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,450 · May 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,745 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$363,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$303,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyFLUVANNA
Lot (acres)The size of the land the home sits on, from county records.0.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fluvanna Middle SchoolB
Middle · Grades 5–7 · 3.8 mi
H
Fluvanna County High SchoolC+
High · Grades 8–12 · 3.9 mi
E
Central Elementary SchoolC
Elementary · Grades 1–2 · 4.0 mi

District: Fluvanna County Public Schools

Neighborhood · ZIP 22963These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,909
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.148 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,187
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 Riva Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Palmyra 22963
  • Costs more per square foot than 74% of homes in Palmyra 22963
  • Bigger than 66% of homes in Palmyra 22963
  • Has a smaller lot than 72% of homes in Fluvanna County
  • Among the newest homes in Palmyra 22963

What homes are worth in Palmyra 22963

Each bar is how many homes fall in that price range. The marker is this home.

This home
$163K$825K

This home is worth more than 79% of homes in Palmyra 22963.

How it measures up in Palmyra 22963

The dot is this home. The mark in the middle is the typical home in Palmyra 22963.

Estimated value$483,387
CheaperTypical $365,000Pricier

Pricier than 79% of homes nearby

Price per ft²$260
CheaperTypical $228Pricier

Pricier than 74% of homes nearby

Living area1,861 ft²
SmallerTypical 1,613 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.43 ac
SmallerTypical 0.47 acBigger

Bigger than 43% of homes nearby

Year built2023
OlderTypical 1997Newer

Newer than almost all homes nearby

How 198 Riva Way ranks against every home in each area.
MeasureThis homePalmyra 22963Fluvanna County
Estimated valuepricier than$483,38779% of homes78% of homes
Price per ft²pricier than$26074% of homes73% of homes
Living areabigger than1,861 ft²66% of homes66% of homes
Lot sizebigger than0.43 ac43% of homes28% of homes
Year builtnewer than2023almost all homes98% of homes

About 198 Riva Way

How much is 198 Riva Way, Palmyra, VA worth?

The TopHap Estimate for 198 Riva Way, Palmyra, VA is $483,387 as of Aug 30, 2026. The likely range is $445,669 to $521,105. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 Riva Way, Palmyra, VA last sell?

198 Riva Way, Palmyra, VA last sold on May 16, 2023 for $35,450, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 198 Riva Way, Palmyra, VA?

198 Riva Way, Palmyra, VA has 3 bedrooms, 2.5 bathrooms, 1,861 square feet of living space and a 0.43-acre lot.

When was 198 Riva Way, Palmyra, VA built?

198 Riva Way, Palmyra, VA was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 198 Riva Way, Palmyra, VA?

198 Riva Way, Palmyra, VA is assigned to Fluvanna Middle School (middle), rated B; Fluvanna County High School (high), rated C+; Central Elementary School (elementary), rated C. All sit in Fluvanna County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 Riva Way, Palmyra, VA compare to other homes in Palmyra 22963?

Among the 7,451 homes in Palmyra 22963, it is worth more than 79% of them ($483,387 against a typical $365,000), its price per square foot is higher than 74% of them ($260 against a typical $228), it is bigger than 66% of them (1,861 ft² against a typical 1,613 ft²), its lot is bigger than 43% of them (0.43 ac against a typical 0.47 ac) and it is newer than almost all of them (2023 against a typical 1997). Measured against all of Fluvanna County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 Riva Way, Palmyra, VA?

The 2025 property tax bill for 198 Riva Way, Palmyra, VA was $2,745. The county assessed it at $363,600.

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