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Single Family ResidenceResidential
$648,085$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

198 S WHITE ROCK RD

HOLMES, NY 12531
3
Beds
2
Baths
2,486 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$648K
$509K low$787K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,152 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$630,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyDutchess
Lot (acres)The size of the land the home sits on, from county records.5.30
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 210 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pawling Elementary SchoolB-
Elementary · Grades PK–4 · 4.4 mi
H
Pawling High SchoolA-
High · Grades 9–12 · 5.4 mi
M
Pawling Middle SchoolB-
Middle · Grades 5–8 · 5.5 mi

District: Pawling Central School District

Neighborhood · ZIP 12531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,184
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

198 S White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Dutchess County
  • Costs less per square foot than 78% of homes in Holmes 12531
  • Bigger than 79% of homes in Holmes 12531
  • Has a bigger lot than 92% of homes in Dutchess County

What homes are worth in Holmes 12531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$1.1M

This home is worth more than 74% of homes in Holmes 12531.

How it measures up in Holmes 12531

The dot is this home. The mark in the middle is the typical home in Holmes 12531.

Estimated value$648,085
CheaperTypical $531,197Pricier

Pricier than 74% of homes nearby

Price per ft²$261
CheaperTypical $306Pricier

Pricier than 22% of homes nearby

Living area2,486 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 79% of homes nearby

Lot size5.3 ac
SmallerTypical 1.3 acBigger

Bigger than 87% of homes nearby

Year built1977
OlderTypical 1975Newer

Newer than 53% of homes nearby

How 198 S White Rock Rd ranks against every home in each area.
MeasureThis homeHolmes 12531Dutchess County
Estimated valuepricier than$648,08574% of homes77% of homes
Price per ft²pricier than$26122% of homes37% of homes
Living areabigger than2,486 ft²79% of homes79% of homes
Lot sizebigger than5.3 ac87% of homes92% of homes
Year builtnewer than197753% of homes61% of homes

About 198 S White Rock Rd

How much is 198 S White Rock Rd, Holmes, NY worth?

The TopHap Estimate for 198 S White Rock Rd, Holmes, NY is $648,085 as of Aug 30, 2026. The likely range is $508,834 to $787,336. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 198 S White Rock Rd, Holmes, NY last sell?

198 S White Rock Rd, Holmes, NY last sold on Aug 7, 2025, according to the county's recorded deed.

How big is 198 S White Rock Rd, Holmes, NY?

198 S White Rock Rd, Holmes, NY has 3 bedrooms, 2 bathrooms, 2,486 square feet of living space and a 5.30-acre lot.

When was 198 S White Rock Rd, Holmes, NY built?

198 S White Rock Rd, Holmes, NY was built in 1977, making it 49 years old. It is a split level home. The building has 2 stories.

What schools serve 198 S White Rock Rd, Holmes, NY?

198 S White Rock Rd, Holmes, NY is assigned to Pawling Elementary School (elementary), rated B-; Pawling High School (high), rated A-; Pawling Middle School (middle), rated B-. All sit in Pawling Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 198 S White Rock Rd, Holmes, NY compare to other homes in Holmes 12531?

Among the 1,204 homes in Holmes 12531, it is worth more than 74% of them ($648,085 against a typical $531,197), its price per square foot is higher than 22% of them ($261 against a typical $306), it is bigger than 79% of them (2,486 ft² against a typical 1,740 ft²), its lot is bigger than 87% of them (5.3 ac against a typical 1.3 ac) and it is newer than 53% of them (1977 against a typical 1975). Measured against all of Dutchess County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 198 S White Rock Rd, Holmes, NY?

The 2025 property tax bill for 198 S White Rock Rd, Holmes, NY was $12,152. The county assessed it at $186,600.

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