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Single Family ResidentialResidential
$256,593$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $218,500 on Sep 5, 2024

19807 RIVER RD

ASHMORE, IL 61912
4
Beds
2
Baths
1,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$257K
$226K low$287K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$218,500 · Sep 5, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,552
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,642
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$214,541
NEW AMERICAN FUNDING · recorded Sep 5, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,500
ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,627 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,059 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,688
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,371
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,723
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,177

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.1.28
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charleston Middle SchoolB
Middle · Grades 7–8 · 3.6 mi
H
Charleston High SchoolD
High · Grades 9–12 · 3.6 mi
E
Ashmore Elementary SchoolD+
Elementary · Grades KG–4 · 4.7 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61912These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,468
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,717
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19807 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Coles County
  • Costs more per square foot than 85% of homes in Coles County
  • Bigger than 73% of homes in Ashmore 61912
  • Has a bigger lot than 79% of homes in Coles County
  • Newer than 91% of homes in Coles County

What homes are worth in Ashmore 61912

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$1.2M

This home is worth more than 75% of homes in Ashmore 61912.

How it measures up in Ashmore 61912

The dot is this home. The mark in the middle is the typical home in Ashmore 61912.

Estimated value$256,593
CheaperTypical $152,707Pricier

Pricier than 75% of homes nearby

Price per ft²$151
CheaperTypical $112Pricier

Pricier than 76% of homes nearby

Living area1,704 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 73% of homes nearby

Lot size1.29 ac
SmallerTypical 0.82 acBigger

Bigger than 56% of homes nearby

Year built1998
OlderTypical 1971Newer

Newer than 90% of homes nearby

How 19807 River Rd ranks against every home in each area.
MeasureThis homeAshmore 61912Coles County
Estimated valuepricier than$256,59375% of homes80% of homes
Price per ft²pricier than$15176% of homes85% of homes
Living areabigger than1,704 ft²73% of homes66% of homes
Lot sizebigger than1.29 ac56% of homes79% of homes
Year builtnewer than199890% of homes91% of homes

About 19807 River Rd

How much is 19807 River Rd, Ashmore, IL worth?

The TopHap Estimate for 19807 River Rd, Ashmore, IL is $256,593 as of Jul 14, 2026. The likely range is $225,828 to $287,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19807 River Rd, Ashmore, IL last sell?

19807 River Rd, Ashmore, IL last sold on Sep 5, 2024 for $218,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 19807 River Rd, Ashmore, IL?

19807 River Rd, Ashmore, IL has 4 bedrooms, 2 bathrooms, 1,704 square feet of living space and a 1.28-acre lot.

When was 19807 River Rd, Ashmore, IL built?

19807 River Rd, Ashmore, IL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 19807 River Rd, Ashmore, IL?

19807 River Rd, Ashmore, IL is assigned to Charleston Middle School (middle), rated B; Charleston High School (high), rated D; Ashmore Elementary School (elementary), rated D+. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19807 River Rd, Ashmore, IL compare to other homes in Ashmore 61912?

Among the 644 homes in Ashmore 61912, it is worth more than 75% of them ($256,593 against a typical $152,707), its price per square foot is higher than 76% of them ($151 against a typical $112), it is bigger than 73% of them (1,704 ft² against a typical 1,384 ft²), its lot is bigger than 56% of them (1.29 ac against a typical 0.82 ac) and it is newer than 90% of them (1998 against a typical 1971). Measured against all of Coles County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19807 River Rd, Ashmore, IL?

The 2025 property tax bill for 19807 River Rd, Ashmore, IL was $3,627. The county assessed it at $70,059.

More homes on River Rd

Closest homes

More homes in Ashmore 61912

Assigned schools

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