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Single Family ResidentialResidential
$148,480$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19837 RIVER RD

ASHMORE, IL 61912
4
Beds
2
Baths
2,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$148K
$123K low$174K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,584
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$64,000
FIRST MID ILLINOIS BANK & TRUST NA · recorded Jan 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,247 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,822
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,198
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,448
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.0.64
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Charleston Middle SchoolB
Middle · Grades 7–8 · 3.6 mi
H
Charleston High SchoolD
High · Grades 9–12 · 3.7 mi
E
Ashmore Elementary SchoolD+
Elementary · Grades KG–4 · 4.7 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61912These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,468
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,717
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19837 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Ashmore 61912
  • Bigger than 87% of homes in Ashmore 61912
  • Has a bigger lot than 71% of homes in Coles County
  • Newer than 78% of homes in Coles County

What homes are worth in Ashmore 61912

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$1.2M

This home is worth more than 48% of homes in Ashmore 61912.

How it measures up in Ashmore 61912

The dot is this home. The mark in the middle is the typical home in Ashmore 61912.

Estimated value$148,480
CheaperTypical $152,615Pricier

Pricier than 48% of homes nearby

Price per ft²$71
CheaperTypical $112Pricier

Pricier than 21% of homes nearby

Living area2,080 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.64 ac
SmallerTypical 0.87 acBigger

Bigger than 45% of homes nearby

Year built1982
OlderTypical 1971Newer

Newer than 77% of homes nearby

How 19837 River Rd ranks against every home in each area.
MeasureThis homeAshmore 61912Coles County
Estimated valuepricier than$148,48048% of homes53% of homes
Price per ft²pricier than$7121% of homes25% of homes
Living areabigger than2,080 ft²87% of homes81% of homes
Lot sizebigger than0.64 ac45% of homes71% of homes
Year builtnewer than198277% of homes78% of homes

About 19837 River Rd

How much is 19837 River Rd, Ashmore, IL worth?

The TopHap Estimate for 19837 River Rd, Ashmore, IL is $148,480 as of Jul 14, 2026. The likely range is $123,301 to $173,659. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19837 River Rd, Ashmore, IL last sell?

19837 River Rd, Ashmore, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 19837 River Rd, Ashmore, IL?

19837 River Rd, Ashmore, IL has 4 bedrooms, 2 bathrooms, 2,080 square feet of living space and a 0.64-acre lot.

When was 19837 River Rd, Ashmore, IL built?

19837 River Rd, Ashmore, IL was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 19837 River Rd, Ashmore, IL?

19837 River Rd, Ashmore, IL is assigned to Charleston Middle School (middle), rated B; Charleston High School (high), rated D; Ashmore Elementary School (elementary), rated D+. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19837 River Rd, Ashmore, IL compare to other homes in Ashmore 61912?

Among the 644 homes in Ashmore 61912, it is worth more than 48% of them ($148,480 against a typical $152,615), its price per square foot is higher than 21% of them ($71 against a typical $112), it is bigger than 87% of them (2,080 ft² against a typical 1,391 ft²), its lot is bigger than 45% of them (0.64 ac against a typical 0.87 ac) and it is newer than 77% of them (1982 against a typical 1971). Measured against all of Coles County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19837 River Rd, Ashmore, IL?

The 2025 property tax bill for 19837 River Rd, Ashmore, IL was $1,247. The county assessed it at $33,020.

Closest homes

More homes in Ashmore 61912

Assigned schools

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