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Single Family ResidenceResidential
$1,018,250$492 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Nov 21, 1995

199 RIVER RD

SAUNDERSTOWN, RI 02874
3
Beds
1
Baths
2,071 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$962K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Nov 21, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$790,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$632,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,000
FIRST FEDERAL SAVINGS BANK · recorded Jul 15, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIRST FEDERAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,173 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$830,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$336,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$494,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$645,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.194 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.2.03
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hamilton Elementary SchoolA
Elementary · Grades KG–5 · 3.3 mi
H
North Kingstown High SchoolA+
High · Grades 9–12 · 3.8 mi
M
Wickford Middle SchoolB+
Middle · Grades 6–8 · 4.6 mi

District: North Kingstown School District

Neighborhood · ZIP 02874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.446 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,177
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

199 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Washington County
  • Costs more per square foot than 73% of homes in Saunderstown 02874
  • Bigger than 71% of homes in Washington County
  • Has a bigger lot than 86% of homes in Washington County
  • Newer than 79% of homes in Washington County

What homes are worth in Saunderstown 02874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$429K$2.8M

This home is worth more than 63% of homes in Saunderstown 02874.

How it measures up in Saunderstown 02874

The dot is this home. The mark in the middle is the typical home in Saunderstown 02874.

Estimated value$1,018,250
CheaperTypical $886,797Pricier

Pricier than 63% of homes nearby

Price per ft²$492
CheaperTypical $414Pricier

Pricier than 73% of homes nearby

Living area2,071 ft²
SmallerTypical 2,119 ft²Bigger

Bigger than 48% of homes nearby

Lot size2.03 ac
SmallerTypical 0.74 acBigger

Bigger than 81% of homes nearby

Year built1998
OlderTypical 1987Newer

Newer than 69% of homes nearby

How 199 River Rd ranks against every home in each area.
MeasureThis homeSaunderstown 02874Washington County
Estimated valuepricier than$1,018,25063% of homes79% of homes
Price per ft²pricier than$49273% of homes68% of homes
Living areabigger than2,071 ft²48% of homes71% of homes
Lot sizebigger than2.03 ac81% of homes86% of homes
Year builtnewer than199869% of homes79% of homes

About 199 River Rd

How much is 199 River Rd, Saunderstown, RI worth?

The TopHap Estimate for 199 River Rd, Saunderstown, RI is $1,018,250 as of Jul 14, 2026. The likely range is $962,379 to $1,074,121. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 199 River Rd, Saunderstown, RI last sell?

199 River Rd, Saunderstown, RI last sold on Nov 21, 1995 for $75,000, according to the county's recorded deed.

How big is 199 River Rd, Saunderstown, RI?

199 River Rd, Saunderstown, RI has 3 bedrooms, 1 bathrooms, 2,071 square feet of living space and a 2.03-acre lot.

When was 199 River Rd, Saunderstown, RI built?

199 River Rd, Saunderstown, RI was built in 1998, making it 28 years old. It is a cape cod home. The building has 2 stories.

What schools serve 199 River Rd, Saunderstown, RI?

199 River Rd, Saunderstown, RI is assigned to Hamilton Elementary School (elementary), rated A; North Kingstown High School (high), rated A+; Wickford Middle School (middle), rated B+. All sit in North Kingstown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 199 River Rd, Saunderstown, RI compare to other homes in Saunderstown 02874?

Among the 2,394 homes in Saunderstown 02874, it is worth more than 63% of them ($1,018,250 against a typical $886,797), its price per square foot is higher than 73% of them ($492 against a typical $414), it is bigger than 48% of them (2,071 ft² against a typical 2,119 ft²), its lot is bigger than 81% of them (2.03 ac against a typical 0.74 ac) and it is newer than 69% of them (1998 against a typical 1987). Measured against all of Washington County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 199 River Rd, Saunderstown, RI?

The 2025 property tax bill for 199 River Rd, Saunderstown, RI was $9,173. The county assessed it at $830,900.

Closest homes

More homes in Saunderstown 02874

Assigned schools

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