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Single Family ResidenceResidential
$1,485,045$610 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $445,000 on Aug 2, 2006

54 RIVER RD

SAUNDERSTOWN, RI 02874
3
Beds
3.5
Baths
2,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.3M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$445,000 · Aug 2, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$529,045
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$423,236
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$664,000
WASHINGTON TRUST CO · recorded Jun 30, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,000
HOMESTAR MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,949 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,263,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$669,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$594,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$892,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.89%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.2.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hamilton Elementary SchoolA
Elementary · Grades KG–5 · 3.1 mi
H
North Kingstown High SchoolA+
High · Grades 9–12 · 3.6 mi
M
Wickford Middle SchoolB+
Middle · Grades 6–8 · 4.4 mi

District: North Kingstown School District

Neighborhood · ZIP 02874These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.446 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,177
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,005
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

54 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Washington County
  • Costs more per square foot than 88% of homes in Saunderstown 02874
  • Bigger than 82% of homes in Washington County
  • Has a bigger lot than 89% of homes in Washington County
  • Newer than 91% of homes in Saunderstown 02874

What homes are worth in Saunderstown 02874

Each bar is how many homes fall in that price range. The marker is this home.

This home
$429K$2.8M

This home is worth more than 89% of homes in Saunderstown 02874.

How it measures up in Saunderstown 02874

The dot is this home. The mark in the middle is the typical home in Saunderstown 02874.

Estimated value$1,485,045
CheaperTypical $886,797Pricier

Pricier than 89% of homes nearby

Price per ft²$610
CheaperTypical $414Pricier

Pricier than 88% of homes nearby

Living area2,434 ft²
SmallerTypical 2,119 ft²Bigger

Bigger than 61% of homes nearby

Lot size2.48 ac
SmallerTypical 0.74 acBigger

Bigger than 85% of homes nearby

Year built2007
OlderTypical 1987Newer

Newer than 91% of homes nearby

How 54 River Rd ranks against every home in each area.
MeasureThis homeSaunderstown 02874Washington County
Estimated valuepricier than$1,485,04589% of homes92% of homes
Price per ft²pricier than$61088% of homes82% of homes
Living areabigger than2,434 ft²61% of homes82% of homes
Lot sizebigger than2.48 ac85% of homes89% of homes
Year builtnewer than200791% of homes90% of homes

About 54 River Rd

How much is 54 River Rd, Saunderstown, RI worth?

The TopHap Estimate for 54 River Rd, Saunderstown, RI is $1,485,045 as of Jul 14, 2026. The likely range is $1,346,281 to $1,623,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 54 River Rd, Saunderstown, RI last sell?

54 River Rd, Saunderstown, RI last sold on Aug 2, 2006 for $445,000, according to the county's recorded deed.

How big is 54 River Rd, Saunderstown, RI?

54 River Rd, Saunderstown, RI has 3 bedrooms, 3.5 bathrooms, 2,434 square feet of living space and a 2.48-acre lot.

When was 54 River Rd, Saunderstown, RI built?

54 River Rd, Saunderstown, RI was built in 2007, making it 19 years old. It is a colonial home. The building has 2 stories.

What schools serve 54 River Rd, Saunderstown, RI?

54 River Rd, Saunderstown, RI is assigned to Hamilton Elementary School (elementary), rated A; North Kingstown High School (high), rated A+; Wickford Middle School (middle), rated B+. All sit in North Kingstown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 54 River Rd, Saunderstown, RI compare to other homes in Saunderstown 02874?

Among the 2,394 homes in Saunderstown 02874, it is worth more than 89% of them ($1,485,045 against a typical $886,797), its price per square foot is higher than 88% of them ($610 against a typical $414), it is bigger than 61% of them (2,434 ft² against a typical 2,119 ft²), its lot is bigger than 85% of them (2.48 ac against a typical 0.74 ac) and it is newer than 91% of them (2007 against a typical 1987). Measured against all of Washington County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 54 River Rd, Saunderstown, RI?

The 2025 property tax bill for 54 River Rd, Saunderstown, RI was $13,949. The county assessed it at $1,263,500.

Closest homes

More homes in Saunderstown 02874

Assigned schools

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