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TownhouseResidential
$282,405$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

2 COTTAGE ROW

MIDLOTHIAN, IL 60445
5
Beds
2.5
Baths
3,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$237K low$328K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,905
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,924
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,500
HOMESIDE FIN'L · 3.125% 2 · recorded Jul 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,263 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,304 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,304
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,304
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,040

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyCOOK
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kerkstra Elementary SchoolB+
Elementary · Grades 1–5 · 0.9 mi
M
Jack Hille Middle SchoolC+
Middle · Grades 6–8 · 1.2 mi
H
Oak Forest High SchoolA-
High · Grades 9–12 · 1.2 mi

District: Bremen Community High School District 228

Neighborhood · ZIP 60445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,009 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,738
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,930
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Midlothian 60445
  • Among the lowest price per square foot in Midlothian 60445
  • Bigger than 97% of homes in Midlothian 60445
  • Has a bigger lot than 76% of homes in Midlothian 60445
  • Among the oldest homes in Midlothian 60445

What homes are worth in Midlothian 60445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$469K

This home is worth more than 68% of homes in Midlothian 60445.

How it measures up in Midlothian 60445

The dot is this home. The mark in the middle is the typical home in Midlothian 60445.

Estimated value$282,405
CheaperTypical $249,955Pricier

Pricier than 68% of homes nearby

Price per ft²$80
CheaperTypical $200Pricier

Cheaper than almost all homes nearby

Living area3,528 ft²
SmallerTypical 1,185 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.23 ac
SmallerTypical 0.17 acBigger

Bigger than 76% of homes nearby

Year built1902
OlderTypical 1963Newer

Older than almost all homes nearby

How 2 Cottage Row ranks against every home in each area.
MeasureThis homeMidlothian 60445Cook County
Estimated valuepricier than$282,40568% of homes36% of homes
Price per ft²pricier than$80almost no homes2% of homes
Living areabigger than3,528 ft²97% of homes93% of homes
Lot sizebigger than0.23 ac76% of homes69% of homes
Year builtnewer than1902almost no homes6% of homes

About 2 Cottage Row

How much is 2 Cottage Row, Midlothian, IL worth?

The TopHap Estimate for 2 Cottage Row, Midlothian, IL is $282,405 as of Jun 23, 2026. The likely range is $237,220 to $327,589. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2 Cottage Row, Midlothian, IL last sell?

2 Cottage Row, Midlothian, IL last sold on Sep 23, 1993, according to the county's recorded deed.

How big is 2 Cottage Row, Midlothian, IL?

2 Cottage Row, Midlothian, IL has 5 bedrooms, 2.5 bathrooms, 3,528 square feet of living space and a 0.23-acre lot.

When was 2 Cottage Row, Midlothian, IL built?

2 Cottage Row, Midlothian, IL was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 2 Cottage Row, Midlothian, IL?

2 Cottage Row, Midlothian, IL is assigned to Kerkstra Elementary School (elementary), rated B+; Jack Hille Middle School (middle), rated C+; Oak Forest High School (high), rated A-. All sit in Bremen Community High School District 228. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2 Cottage Row, Midlothian, IL compare to other homes in Midlothian 60445?

Among the 5,015 homes in Midlothian 60445, it is worth more than 68% of them ($282,405 against a typical $249,955), its price per square foot is higher than almost none of them ($80 against a typical $200), it is bigger than 97% of them (3,528 ft² against a typical 1,185 ft²), its lot is bigger than 76% of them (0.23 ac against a typical 0.17 ac) and it is newer than almost none of them (1902 against a typical 1963). Measured against all of Cook County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2 Cottage Row, Midlothian, IL?

The 2023 property tax bill for 2 Cottage Row, Midlothian, IL was $5,263. The county assessed it at $21,304.

Closest homes

More homes in Midlothian 60445

Assigned schools

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