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Single Family ResidenceResidential
$464,859$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

2 GARDNER DR

WESTERLY, RI 02891
3
Beds
2
Baths
1,368 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$465K
$432K low$498K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,228 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$414,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$174,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$314,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$435,874

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
66
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westerly High SchoolB+
High · Grades 9–12 · 0.7 mi
E
State Street Elementary SchoolB+
Elementary · Grades KG–4 · 1.1 mi
M
Westerly Middle SchoolB-
Middle · Grades 5–8 · 2.1 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2 Gardner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Washington County
  • Costs less per square foot than 78% of homes in Washington County
  • Smaller than 67% of homes in Westerly 02891
  • Newer than 69% of homes in Westerly 02891

What homes are worth in Westerly 02891

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$2.9M

This home is worth more than 27% of homes in Westerly 02891.

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Estimated value$464,859
CheaperTypical $578,221Pricier

Pricier than 27% of homes nearby

Price per ft²$340
CheaperTypical $366Pricier

Pricier than 36% of homes nearby

Living area1,368 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.47 ac
SmallerTypical 0.4 acBigger

Bigger than 60% of homes nearby

Year built1988
OlderTypical 1975Newer

Newer than 69% of homes nearby

How 2 Gardner Dr ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Estimated valuepricier than$464,85927% of homes18% of homes
Price per ft²pricier than$34036% of homes22% of homes
Living areabigger than1,368 ft²33% of homes35% of homes
Lot sizebigger than0.47 ac60% of homes49% of homes
Year builtnewer than198869% of homes66% of homes

About 2 Gardner Dr

How much is 2 Gardner Dr, Westerly, RI worth?

The TopHap Estimate for 2 Gardner Dr, Westerly, RI is $464,859 as of Oct 21, 2026. The likely range is $431,615 to $498,103. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2 Gardner Dr, Westerly, RI last sell?

2 Gardner Dr, Westerly, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2 Gardner Dr, Westerly, RI?

2 Gardner Dr, Westerly, RI has 3 bedrooms, 2 bathrooms, 1,368 square feet of living space and a 0.47-acre lot.

When was 2 Gardner Dr, Westerly, RI built?

2 Gardner Dr, Westerly, RI was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 2 Gardner Dr, Westerly, RI?

2 Gardner Dr, Westerly, RI is assigned to Westerly High School (high), rated B+; State Street Elementary School (elementary), rated B+; Westerly Middle School (middle), rated B-. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2 Gardner Dr, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is worth more than 27% of them ($464,859 against a typical $578,221), its price per square foot is higher than 36% of them ($340 against a typical $366), it is bigger than 33% of them (1,368 ft² against a typical 1,664 ft²), its lot is bigger than 60% of them (0.47 ac against a typical 0.4 ac) and it is newer than 69% of them (1988 against a typical 1975). Measured against all of Washington County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2 Gardner Dr, Westerly, RI?

The 2025 property tax bill for 2 Gardner Dr, Westerly, RI was $3,228. The county assessed it at $414,900.

More homes on Gardner Dr

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