Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$514,799$379 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $465,000 on Nov 14, 2024

2 RIVER RD

PENACOOK, NH 03303
2
Beds
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$515K
$455K low$575K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$465,000 · Nov 14, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,049
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,439
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$441,750
M & T BANK · P · 5.88% 1 · recorded Nov 14, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,877 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMERRIMACK
Lot (acres)The size of the land the home sits on, from county records.0.69
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Merrimack Valley High SchoolC-
High · Grades 9–12 · 0.8 mi
M
Merrimack Valley Middle SchoolC
Middle · Grades 6–8 · 0.9 mi
E
Penacook Elementary SchoolD+
Elementary · Grades PK–5 · 1.0 mi

District: Merrimack Valley School District

Neighborhood · ZIP 03303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.15,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,736
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Penacook
  • Costs more per square foot than 95% of homes in Penacook
  • Smaller than 71% of homes in Merrimack County
  • Has a bigger lot than 75% of homes in Penacook
  • Newer than 98% of homes in Penacook

What homes are worth in Concord 03303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$723K

This home is worth more than 82% of homes in Concord 03303.

How it measures up in Concord 03303

The dot is this home. The mark in the middle is the typical home in Concord 03303.

Estimated value$514,799
CheaperTypical $400,967Pricier

Pricier than 82% of homes nearby

Price per ft²$379
CheaperTypical $259Pricier

Pricier than 95% of homes nearby

Living area1,360 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.69 ac
SmallerTypical 0.75 acBigger

Bigger than 47% of homes nearby

Year built2018
OlderTypical 1986Newer

Newer than 94% of homes nearby

How 2 River Rd ranks against every home in each area.
MeasureThis homePenacookConcord 03303Merrimack County
Estimated valuepricier than$514,79989% of homes82% of homes63% of homes
Price per ft²pricier than$37995% of homes95% of homes91% of homes
Living areabigger than1,360 ft²48% of homes45% of homes29% of homes
Lot sizebigger than0.69 ac75% of homes47% of homes35% of homes
Year builtnewer than201898% of homes94% of homes95% of homes

About 2 River Rd

How much is 2 River Rd, Penacook, NH worth?

The TopHap Estimate for 2 River Rd, Penacook, NH is $514,799 as of Jul 14, 2026. The likely range is $454,531 to $575,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2 River Rd, Penacook, NH last sell?

2 River Rd, Penacook, NH last sold on Nov 14, 2024 for $465,000, according to the county's recorded deed.

How big is 2 River Rd, Penacook, NH?

2 River Rd, Penacook, NH has 2 bedrooms, 2 bathrooms, 1,360 square feet of living space and a 0.69-acre lot.

When was 2 River Rd, Penacook, NH built?

2 River Rd, Penacook, NH was built in 2018, making it 8 years old. It is a ranch home. The building has 1 story.

What schools serve 2 River Rd, Penacook, NH?

2 River Rd, Penacook, NH is assigned to Merrimack Valley High School (high), rated C-; Merrimack Valley Middle School (middle), rated C; Penacook Elementary School (elementary), rated D+. All sit in Merrimack Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2 River Rd, Penacook, NH compare to other homes in Concord 03303?

Among the 5,771 homes in Concord 03303, it is worth more than 82% of them ($514,799 against a typical $400,967), its price per square foot is higher than 95% of them ($379 against a typical $259), it is bigger than 45% of them (1,360 ft² against a typical 1,414 ft²), its lot is bigger than 47% of them (0.69 ac against a typical 0.75 ac) and it is newer than 94% of them (2018 against a typical 1986). Measured against all of Merrimack County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2 River Rd, Penacook, NH?

The 2025 property tax bill for 2 River Rd, Penacook, NH was $9,877. The county assessed it at $321,300.

Closest homes

More homes in Penacook 03303

Assigned schools

Explore the area

See this home in context

Open 2 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map