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Single Family ResidenceResidential
$668,379$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $20,000 on Sep 18, 1997

20 CHAPEL ST

HOLDEN, MA 01520
3
Beds
3.5
Baths
2,474 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$668K
$622K low$715K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Sep 18, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,709 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$646,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$184,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$462,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$626,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$729,261

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.79
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mountview Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
E
Dr. Leroy E. Mayo Elementary SchoolB+
Elementary · Grades KG–5 · 1.0 mi
H
Wachusett Regional High SchoolB
High · Grades 9–12 · 2.7 mi

District: Wachusett School District

Neighborhood · ZIP 01520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.16,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$138,960
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,066
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Chapel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Worcester County
  • Costs less per square foot than 70% of homes in Holden 01520
  • Bigger than 80% of homes in Holden 01520
  • Has a bigger lot than 73% of homes in Holden 01520
  • Newer than 81% of homes in Worcester County

What homes are worth in Holden 01520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$907K

This home is worth more than 79% of homes in Holden 01520.

How it measures up in Holden 01520

The dot is this home. The mark in the middle is the typical home in Holden 01520.

Estimated value$668,379
CheaperTypical $506,668Pricier

Pricier than 79% of homes nearby

Price per ft²$270
CheaperTypical $293Pricier

Pricier than 30% of homes nearby

Living area2,474 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.79 ac
SmallerTypical 0.48 acBigger

Bigger than 73% of homes nearby

Year built1998
OlderTypical 1968Newer

Newer than 76% of homes nearby

How 20 Chapel St ranks against every home in each area.
MeasureThis homeHolden 01520Worcester County
Estimated valuepricier than$668,37979% of homes80% of homes
Price per ft²pricier than$27030% of homes31% of homes
Living areabigger than2,474 ft²80% of homes79% of homes
Lot sizebigger than0.79 ac73% of homes61% of homes
Year builtnewer than199876% of homes81% of homes

About 20 Chapel St

How much is 20 Chapel St, Holden, MA worth?

The TopHap Estimate for 20 Chapel St, Holden, MA is $668,379 as of Oct 21, 2026. The likely range is $622,062 to $714,696. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Chapel St, Holden, MA last sell?

20 Chapel St, Holden, MA last sold on Sep 18, 1997 for $20,000, according to the county's recorded deed.

How big is 20 Chapel St, Holden, MA?

20 Chapel St, Holden, MA has 3 bedrooms, 3.5 bathrooms, 2,474 square feet of living space and a 0.79-acre lot.

When was 20 Chapel St, Holden, MA built?

20 Chapel St, Holden, MA was built in 1998, making it 28 years old. It is a contemporary home. The building has 2 stories.

What schools serve 20 Chapel St, Holden, MA?

20 Chapel St, Holden, MA is assigned to Mountview Middle School (middle), rated B+; Dr. Leroy E. Mayo Elementary School (elementary), rated B+; Wachusett Regional High School (high), rated B. All sit in Wachusett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Chapel St, Holden, MA compare to other homes in Holden 01520?

Among the 5,701 homes in Holden 01520, it is worth more than 79% of them ($668,379 against a typical $506,668), its price per square foot is higher than 30% of them ($270 against a typical $293), it is bigger than 80% of them (2,474 ft² against a typical 1,748 ft²), its lot is bigger than 73% of them (0.79 ac against a typical 0.48 ac) and it is newer than 76% of them (1998 against a typical 1968). Measured against all of Worcester County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Chapel St, Holden, MA?

The 2026 property tax bill for 20 Chapel St, Holden, MA was $8,709. The county assessed it at $646,100.

More homes on Chapel St

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