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Single Family ResidenceResidential
$806,809$405 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $454,000 on May 31, 2017

20 CHARLES ST

NORTHAMPTON, MA 01060
4
Beds
3.5
Baths
1,994 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$807K
$740K low$873K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$454,000 · May 31, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$734,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$126,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$608,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$638,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$770,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHAMPSHIRE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2017
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northampton High SchoolA-
High · Grades 9–12 · 1.3 mi
E
Bridge Street SchoolD+
Elementary · Grades PK–5 · 1.4 mi
M
John F. Kennedy Middle SchoolC+
Middle · Grades 6–8 · 3.2 mi

District: Northampton School District

Neighborhood · ZIP 01060These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,325 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,788
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,545
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Hampshire County
  • Costs more per square foot than 93% of homes in Hampshire County
  • Bigger than 66% of homes in Hampshire County
  • Has a smaller lot than 97% of homes in Hampshire County
  • Older than 72% of homes in Hampshire County

What homes are worth in Northampton 01060

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$1.2M

This home is worth more than 85% of homes in Northampton 01060.

How it measures up in Northampton 01060

The dot is this home. The mark in the middle is the typical home in Northampton 01060.

Estimated value$806,809
CheaperTypical $496,726Pricier

Pricier than 85% of homes nearby

Price per ft²$405
CheaperTypical $331Pricier

Pricier than 80% of homes nearby

Living area1,994 ft²
SmallerTypical 1,694 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.13 ac
SmallerTypical 0.26 acBigger

Bigger than 16% of homes nearby

Year built1947
OlderTypical 1912Newer

Newer than 64% of homes nearby

How 20 Charles St ranks against every home in each area.
MeasureThis homeNorthampton 01060Hampshire County
Estimated valuepricier than$806,80985% of homes94% of homes
Price per ft²pricier than$40580% of homes93% of homes
Living areabigger than1,994 ft²62% of homes66% of homes
Lot sizebigger than0.13 ac16% of homes3% of homes
Year builtnewer than194764% of homes28% of homes

About 20 Charles St

How much is 20 Charles St, Northampton, MA worth?

The TopHap Estimate for 20 Charles St, Northampton, MA is $806,809 as of Sep 24, 2026. The likely range is $740,256 to $873,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Charles St, Northampton, MA last sell?

20 Charles St, Northampton, MA last sold on May 31, 2017 for $454,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20 Charles St, Northampton, MA?

20 Charles St, Northampton, MA has 4 bedrooms, 3.5 bathrooms, 1,994 square feet of living space and a 0.13-acre lot.

When was 20 Charles St, Northampton, MA built?

20 Charles St, Northampton, MA was built in 1947, making it 79 years old. It is a cape cod home. The building has 2 stories.

What schools serve 20 Charles St, Northampton, MA?

20 Charles St, Northampton, MA is assigned to Northampton High School (high), rated A-; Bridge Street School (elementary), rated D+; John F. Kennedy Middle School (middle), rated C+. All sit in Northampton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Charles St, Northampton, MA compare to other homes in Northampton 01060?

Among the 4,125 homes in Northampton 01060, it is worth more than 85% of them ($806,809 against a typical $496,726), its price per square foot is higher than 80% of them ($405 against a typical $331), it is bigger than 62% of them (1,994 ft² against a typical 1,694 ft²), its lot is bigger than 16% of them (0.13 ac against a typical 0.26 ac) and it is newer than 64% of them (1947 against a typical 1912). Measured against all of Hampshire County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Charles St, Northampton, MA?

The 2025 property tax bill for 20 Charles St, Northampton, MA was $10,233. The county assessed it at $734,600.

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