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Single Family ResidenceResidential
$77,510$41 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $92,700 on Sep 13, 2006

20 CHURCH ST

GILMAN, VT 05904
4
Beds
2
Baths
1,888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$78K
$68K low$87K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$92,700 · Sep 13, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,510
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$930 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lunenburg School
Elementary · Grades PK–8 · 0.1 mi
H
White Mountains Regional High SchoolD+
High · Grades 9–12 · 5.6 mi

District: White Mountain Regional School District

Neighborhood · ZIP 05904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,681
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,381
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Essex County
  • Among the lowest price per square foot in Essex County
  • Bigger than 80% of homes in Essex County
  • Has a smaller lot than 84% of homes in Essex County

What homes are worth in Essex County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$404K

This home is worth more than 8% of homes in Essex County.

How it measures up in Essex County

The dot is this home. The mark in the middle is the typical home in Essex County.

Estimated value$77,510
CheaperTypical $241,925Pricier

Pricier than 3% of homes nearby

Price per ft²$41
CheaperTypical $177Pricier

Cheaper than almost all homes nearby

Living area1,888 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.4 ac
SmallerTypical 2.2 acBigger

Bigger than 16% of homes nearby

How 20 Church St ranks against every home in each area.
MeasureThis homeEssex County
Estimated valuepricier than$77,5103% of homes
Price per ft²pricier than$41almost no homes
Living areabigger than1,888 ft²80% of homes
Lot sizebigger than0.4 ac16% of homes

About 20 Church St

How much is 20 Church St, Gilman, VT worth?

The TopHap Estimate for 20 Church St, Gilman, VT is $77,510 as of Jul 14, 2026. The likely range is $68,227 to $86,793. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Church St, Gilman, VT last sell?

20 Church St, Gilman, VT last sold on Sep 13, 2006 for $92,700, according to the county's recorded deed.

How big is 20 Church St, Gilman, VT?

20 Church St, Gilman, VT has 4 bedrooms, 2 bathrooms, 1,888 square feet of living space and a 0.40-acre lot.

What schools serve 20 Church St, Gilman, VT?

20 Church St, Gilman, VT is assigned to Lunenburg School (elementary); White Mountains Regional High School (high), rated D+. All sit in White Mountain Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Church St, Gilman, VT compare to other homes in Essex County?

Among the 4,024 homes in Essex County, it is worth more than 3% of them ($77,510 against a typical $241,925), its price per square foot is higher than almost none of them ($41 against a typical $177), it is bigger than 80% of them (1,888 ft² against a typical 1,296 ft²) and its lot is bigger than 16% of them (0.4 ac against a typical 2.2 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Church St, Gilman, VT?

The 2025 property tax bill for 20 Church St, Gilman, VT was $930. The county assessed it at $81,400.

Closest homes

More homes in Gilman 05904

Assigned schools

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