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Single Family ResidenceResidential
$503,875$416 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 CLEVELAND ST

GLOUCESTER, MA 01930
3
Beds
2
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,135 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$504K
$475K low$533K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$468,875
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$375,100
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
GLOUCESTER CAPITAL BANK · recorded Jun 27, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,466 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$459,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$124,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,840

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gloucester High SchoolC-
High · Grades 9–12 · 0.7 mi
M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
E
Beeman Memorial Elementary SchoolC-
Elementary · Grades KG–5 · 1.3 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Gloucester 01930
  • Costs less per square foot than 73% of homes in Gloucester 01930
  • Smaller than 81% of homes in Essex County
  • Has a smaller lot than 96% of homes in Essex County
  • Older than 80% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$305K$3.5M

This home is worth more than 17% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$503,875
CheaperTypical $735,422Pricier

Pricier than 17% of homes nearby

Price per ft²$416
CheaperTypical $497Pricier

Pricier than 27% of homes nearby

Living area1,210 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,135 ft²
SmallerTypical 0.24 acBigger

Bigger than 8% of homes nearby

Year built1900
OlderTypical 1941Newer

Newer than 32% of homes nearby

How 20 Cleveland St ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$503,87517% of homes18% of homes
Price per ft²pricier than$41627% of homes53% of homes
Living areabigger than1,210 ft²28% of homes19% of homes
Lot sizebigger than3,135 ft²8% of homes4% of homes
Year builtnewer than190032% of homes20% of homes

About 20 Cleveland St

How much is 20 Cleveland St, Gloucester, MA worth?

The TopHap Estimate for 20 Cleveland St, Gloucester, MA is $503,875 as of Jul 14, 2026. The likely range is $475,170 to $532,580. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Cleveland St, Gloucester, MA last sell?

20 Cleveland St, Gloucester, MA last sold on May 13, 2016, according to the county's recorded deed.

How big is 20 Cleveland St, Gloucester, MA?

20 Cleveland St, Gloucester, MA has 3 bedrooms, 2 bathrooms, 1,210 square feet of living space and a 0.07-acre lot.

When was 20 Cleveland St, Gloucester, MA built?

20 Cleveland St, Gloucester, MA was built in 1900, making it 126 years old. It is a colonial home. The building has 2 stories.

What schools serve 20 Cleveland St, Gloucester, MA?

20 Cleveland St, Gloucester, MA is assigned to Gloucester High School (high), rated C-; O'Maley Innovation Middle School (middle), rated C; Beeman Memorial Elementary School (elementary), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Cleveland St, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 17% of them ($503,875 against a typical $735,422), its price per square foot is higher than 27% of them ($416 against a typical $497), it is bigger than 28% of them (1,210 ft² against a typical 1,632 ft²), its lot is bigger than 8% of them (3,135 ft² against a typical 0.24 ac) and it is newer than 32% of them (1900 against a typical 1941). Measured against all of Essex County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Cleveland St, Gloucester, MA?

The 2025 property tax bill for 20 Cleveland St, Gloucester, MA was $4,466. The county assessed it at $459,500.

Closest homes

More homes in Gloucester 01930

Assigned schools

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