Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$595,837$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $36,500 on Dec 19, 1977

20 DOWNING ST

TOMS RIVER, NJ 08755
4
Beds
3
Baths
2,268 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$596K
$543K low$648K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$36,500 · Dec 19, 1977
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$445,837
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$356,670
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
HOMEBRIDGE MORTGAGE BANKERS CORP · recorded Apr 25, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,716 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$394,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$276,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$394,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$394,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Dover Elementary SchoolC
Elementary · Grades KG–5 · 1.2 mi
M
Toms River Intermediate School NorthC
Middle · Grades 6–8 · 2.7 mi
H
Toms River High School NorthD+
High · Grades 9–12 · 2.9 mi

District: Toms River Regional School District

Neighborhood · ZIP 08755These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,205
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,879 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,572
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,881
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Downing St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Ocean County
  • Bigger than 78% of homes in Ocean County
  • Has a bigger lot than 71% of homes in Ocean County
  • Older than 70% of homes in Toms River 08755

What homes are worth in Toms River 08755

Each bar is how many homes fall in that price range. The marker is this home.

This home
$254K$1.5M

This home is worth more than 59% of homes in Toms River 08755.

How it measures up in Toms River 08755

The dot is this home. The mark in the middle is the typical home in Toms River 08755.

Estimated value$595,837
CheaperTypical $539,900Pricier

Pricier than 59% of homes nearby

Price per ft²$263
CheaperTypical $294Pricier

Pricier than 33% of homes nearby

Living area2,268 ft²
SmallerTypical 1,816 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.23 ac
SmallerTypical 0.23 acBigger

Bigger than 52% of homes nearby

Year built1980
OlderTypical 1992Newer

Newer than 30% of homes nearby

How 20 Downing St ranks against every home in each area.
MeasureThis homeToms River 08755Ocean County
Estimated valuepricier than$595,83759% of homes55% of homes
Price per ft²pricier than$26333% of homes24% of homes
Living areabigger than2,268 ft²68% of homes78% of homes
Lot sizebigger than0.23 ac52% of homes71% of homes
Year builtnewer than198030% of homes49% of homes

About 20 Downing St

How much is 20 Downing St, Toms River, NJ worth?

The TopHap Estimate for 20 Downing St, Toms River, NJ is $595,837 as of Jul 14, 2026. The likely range is $543,379 to $648,295. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Downing St, Toms River, NJ last sell?

20 Downing St, Toms River, NJ last sold on Dec 19, 1977 for $36,500, according to the county's recorded deed.

How big is 20 Downing St, Toms River, NJ?

20 Downing St, Toms River, NJ has 4 bedrooms, 3 bathrooms, 2,268 square feet of living space and a 0.23-acre lot.

When was 20 Downing St, Toms River, NJ built?

20 Downing St, Toms River, NJ was built in 1980, making it 46 years old. It is a cape cod home. The building has 1 story.

What schools serve 20 Downing St, Toms River, NJ?

20 Downing St, Toms River, NJ is assigned to West Dover Elementary School (elementary), rated C; Toms River Intermediate School North (middle), rated C; Toms River High School North (high), rated D+. All sit in Toms River Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Downing St, Toms River, NJ compare to other homes in Toms River 08755?

Among the 8,728 homes in Toms River 08755, it is worth more than 59% of them ($595,837 against a typical $539,900), its price per square foot is higher than 33% of them ($263 against a typical $294), it is bigger than 68% of them (2,268 ft² against a typical 1,816 ft²), its lot is bigger than 52% of them (0.23 ac against a typical 0.23 ac) and it is newer than 30% of them (1980 against a typical 1992). Measured against all of Ocean County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Downing St, Toms River, NJ?

The 2025 property tax bill for 20 Downing St, Toms River, NJ was $7,716. The county assessed it at $394,900.

Closest homes

More homes in Toms River 08755

Assigned schools

Explore the area

See this home in context

Open 20 Downing St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map