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Single Family ResidenceResidential
$241,658$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Jul 20, 2022

20 ELM RIDGE CT

NORTH LIBERTY, IA 52317
3
Beds
1
Baths
1,006 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$242K
$229K low$254K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Jul 20, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,858
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,886
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$176,800
HILLS BANK AND TRUST CO · recorded Jul 20, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,410 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 82 ft²Patio · 126 ft²Porch · 20 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Buford Garner Elementary SchoolB+
Elementary · Grades PK–6 · 0.6 mi
M
North Central Junior High SchoolB-
Middle · Grades 7–8 · 1.7 mi
H
Liberty High SchoolA-
High · Grades 9–12 · 2.3 mi

District: Iowa City Community School District

Neighborhood · ZIP 52317These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.66
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,888
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.664 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,619
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,090
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Elm Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Johnson County
  • Smaller than 84% of homes in North Liberty 52317
  • Has a smaller lot than 82% of homes in North Liberty 52317
  • Older than 87% of homes in North Liberty 52317

What homes are worth in North Liberty 52317

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$813K

This home is worth more than 29% of homes in North Liberty 52317.

How it measures up in North Liberty 52317

The dot is this home. The mark in the middle is the typical home in North Liberty 52317.

Estimated value$241,658
CheaperTypical $337,468Pricier

Pricier than 29% of homes nearby

Price per ft²$240
CheaperTypical $237Pricier

Pricier than 51% of homes nearby

Living area1,006 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.18 ac
SmallerTypical 0.33 acBigger

Bigger than 18% of homes nearby

Year built1993
OlderTypical 2006Newer

Newer than 13% of homes nearby

How 20 Elm Ridge Ct ranks against every home in each area.
MeasureThis homeNorth Liberty 52317Johnson County
Estimated valuepricier than$241,65829% of homes28% of homes
Price per ft²pricier than$24051% of homes53% of homes
Living areabigger than1,006 ft²16% of homes22% of homes
Lot sizebigger than0.18 ac18% of homes30% of homes
Year builtnewer than199313% of homes45% of homes

About 20 Elm Ridge Ct

How much is 20 Elm Ridge Ct, North Liberty, IA worth?

The TopHap Estimate for 20 Elm Ridge Ct, North Liberty, IA is $241,658 as of Jul 14, 2026. The likely range is $229,179 to $254,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Elm Ridge Ct, North Liberty, IA last sell?

20 Elm Ridge Ct, North Liberty, IA last sold on Jul 20, 2022 for $225,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Elm Ridge Ct, North Liberty, IA?

20 Elm Ridge Ct, North Liberty, IA has 3 bedrooms, 1 bathrooms, 1,006 square feet of living space and a 0.18-acre lot.

When was 20 Elm Ridge Ct, North Liberty, IA built?

20 Elm Ridge Ct, North Liberty, IA was built in 1993, making it 33 years old. It is a conventional home. The building has 1 story.

What schools serve 20 Elm Ridge Ct, North Liberty, IA?

20 Elm Ridge Ct, North Liberty, IA is assigned to Buford Garner Elementary School (elementary), rated B+; North Central Junior High School (middle), rated B-; Liberty High School (high), rated A-. All sit in Iowa City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Elm Ridge Ct, North Liberty, IA compare to other homes in North Liberty 52317?

Among the 8,666 homes in North Liberty 52317, it is worth more than 29% of them ($241,658 against a typical $337,468), its price per square foot is higher than 51% of them ($240 against a typical $237), it is bigger than 16% of them (1,006 ft² against a typical 1,450 ft²), its lot is bigger than 18% of them (0.18 ac against a typical 0.33 ac) and it is newer than 13% of them (1993 against a typical 2006). Measured against all of Johnson County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Elm Ridge Ct, North Liberty, IA?

The 2025 property tax bill for 20 Elm Ridge Ct, North Liberty, IA was $3,410. The county assessed it at $223,900.

Closest homes

More homes in North Liberty 52317

Assigned schools

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