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Single Family ResidenceResidential
$1,194,592$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $458,500 on Aug 1, 1994

20 FOREST PL

TOWACO, NJ 07082
0
Baths
3,858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$458,500 · Aug 1, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$769,592
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$615,674
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$425,000
SOVEREIGN BANK · recorded Feb 14, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$20,298 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$760,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$264,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$495,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$760,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$760,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cedar Hill Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
H
Montville Township High SchoolA
High · Grades 9–12 · 2.7 mi
M
Robert R. Lazar Middle SchoolA-
Middle · Grades 6–8 · 2.7 mi

District: Montville Township School District

Neighborhood · ZIP 07082These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.46%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,240
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,023 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$171,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$213,582
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Forest Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Morris County
  • Costs less per square foot than 86% of homes in Towaco 07082
  • Bigger than 93% of homes in Morris County
  • Has a bigger lot than 95% of homes in Towaco 07082
  • Newer than 77% of homes in Morris County

What homes are worth in Towaco 07082

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$1.9M

This home is worth more than 73% of homes in Towaco 07082.

How it measures up in Towaco 07082

The dot is this home. The mark in the middle is the typical home in Towaco 07082.

Estimated value$1,194,592
CheaperTypical $884,374Pricier

Pricier than 73% of homes nearby

Price per ft²$310
CheaperTypical $376Pricier

Pricier than 14% of homes nearby

Living area3,858 ft²
SmallerTypical 2,440 ft²Bigger

Bigger than 84% of homes nearby

Lot size2.19 ac
SmallerTypical 0.64 acBigger

Bigger than 95% of homes nearby

Year built1991
OlderTypical 1977Newer

Newer than 67% of homes nearby

How 20 Forest Pl ranks against every home in each area.
MeasureThis homeTowaco 07082Morris County
Estimated valuepricier than$1,194,59273% of homes87% of homes
Price per ft²pricier than$31014% of homes24% of homes
Living areabigger than3,858 ft²84% of homes93% of homes
Lot sizebigger than2.19 ac95% of homes94% of homes
Year builtnewer than199167% of homes77% of homes

About 20 Forest Pl

How much is 20 Forest Pl, Towaco, NJ worth?

The TopHap Estimate for 20 Forest Pl, Towaco, NJ is $1,194,592 as of Jul 14, 2026. The likely range is $1,088,207 to $1,300,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Forest Pl, Towaco, NJ last sell?

20 Forest Pl, Towaco, NJ last sold on Aug 1, 1994 for $458,500, according to the county's recorded deed.

When was 20 Forest Pl, Towaco, NJ built?

20 Forest Pl, Towaco, NJ was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 20 Forest Pl, Towaco, NJ?

20 Forest Pl, Towaco, NJ is assigned to Cedar Hill Elementary School (elementary), rated A; Montville Township High School (high), rated A; Robert R. Lazar Middle School (middle), rated A-. All sit in Montville Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Forest Pl, Towaco, NJ compare to other homes in Towaco 07082?

Among the 1,858 homes in Towaco 07082, it is worth more than 73% of them ($1,194,592 against a typical $884,374), its price per square foot is higher than 14% of them ($310 against a typical $376), it is bigger than 84% of them (3,858 ft² against a typical 2,440 ft²), its lot is bigger than 95% of them (2.19 ac against a typical 0.64 ac) and it is newer than 67% of them (1991 against a typical 1977). Measured against all of Morris County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Forest Pl, Towaco, NJ?

The 2024 property tax bill for 20 Forest Pl, Towaco, NJ was $20,298. The county assessed it at $760,500.

Closest homes

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Assigned schools

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