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Single Family ResidenceResidential
$254,416$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $218,300 on Feb 7, 2020

20 HARBOUR ROW CIR

COLDSPRING, TX 77331
2
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,200 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$254K
$226K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$218,300 · Feb 7, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,816
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,853
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$174,600
NETWORK FUNDING LP · recorded Feb 7, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,855 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$297,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,010
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,156
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$297,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN JACINTO
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 416 ft²Porch · 133 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lincoln Jr High SchoolD+
Middle · Grades 6–8 · 4.2 mi
H
Coldspring-Oakhurst High SchoolD+
High · Grades 9–12 · 5.4 mi
E
Street Elementary School
Elementary · Grades PK–2 · 5.6 mi

District: Coldspring-Oakhurst Consolidated Independent School District

Neighborhood · ZIP 77331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.7,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,398
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Harbour Row Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in San Jacinto County
  • Has a smaller lot than 98% of homes in San Jacinto County
  • Older than 65% of homes in San Jacinto County

What homes are worth in Coldspring 77331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$1.1M

This home is worth more than 50% of homes in Coldspring 77331.

How it measures up in Coldspring 77331

The dot is this home. The mark in the middle is the typical home in Coldspring 77331.

Estimated value$254,416
CheaperTypical $253,514Pricier

Pricier than 50% of homes nearby

Price per ft²$158
CheaperTypical $178Pricier

Pricier than 39% of homes nearby

Living area1,612 ft²
SmallerTypical 1,336 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,200 ft²
SmallerTypical 0.36 acBigger

Bigger than 4% of homes nearby

Year built1984
OlderTypical 1992Newer

Newer than 40% of homes nearby

How 20 Harbour Row Cir ranks against every home in each area.
MeasureThis homeColdspring 77331San Jacinto County
Estimated valuepricier than$254,41650% of homes64% of homes
Price per ft²pricier than$15839% of homes51% of homes
Living areabigger than1,612 ft²64% of homes70% of homes
Lot sizebigger than3,200 ft²4% of homes2% of homes
Year builtnewer than198440% of homes35% of homes

About 20 Harbour Row Cir

How much is 20 Harbour Row Cir, Coldspring, TX worth?

The TopHap Estimate for 20 Harbour Row Cir, Coldspring, TX is $254,416 as of Jul 14, 2026. The likely range is $225,660 to $283,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Harbour Row Cir, Coldspring, TX last sell?

20 Harbour Row Cir, Coldspring, TX last sold on Feb 7, 2020 for $218,300, according to the county's recorded deed.

How big is 20 Harbour Row Cir, Coldspring, TX?

20 Harbour Row Cir, Coldspring, TX has 2 bathrooms, 1,612 square feet of living space and a 0.07-acre lot.

When was 20 Harbour Row Cir, Coldspring, TX built?

20 Harbour Row Cir, Coldspring, TX was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 20 Harbour Row Cir, Coldspring, TX?

20 Harbour Row Cir, Coldspring, TX is assigned to Lincoln Jr High School (middle), rated D+; Coldspring-Oakhurst High School (high), rated D+; Street Elementary School (elementary). All sit in Coldspring-Oakhurst Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Harbour Row Cir, Coldspring, TX compare to other homes in Coldspring 77331?

Among the 3,881 homes in Coldspring 77331, it is worth more than 50% of them ($254,416 against a typical $253,514), its price per square foot is higher than 39% of them ($158 against a typical $178), it is bigger than 64% of them (1,612 ft² against a typical 1,336 ft²), its lot is bigger than 4% of them (3,200 ft² against a typical 0.36 ac) and it is newer than 40% of them (1984 against a typical 1992). Measured against all of San Jacinto County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Harbour Row Cir, Coldspring, TX?

The 2025 property tax bill for 20 Harbour Row Cir, Coldspring, TX was $4,855. The county assessed it at $297,610.

More homes on Harbour Row Cir

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Assigned schools

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