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Single Family ResidenceResidential
$879,663$406 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $815,000 on May 28, 2021

20 KATHLEEN CIR

ROWLEY, MA 01969
4
Beds
2.5
Baths
2,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$880K
$843K low$917K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$815,000 · May 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$142,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,988
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$737,178
TOTAL MORTGAGE SERVICES LLC · recorded May 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,123 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$775,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$323,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$451,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$928,150

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.1.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Grove SchoolA-
Elementary · Grades PK–6 · 2.9 mi
H
Triton High SchoolB-
High · Grades 9–12 · 3.0 mi
M
Triton Middle SchoolB-
Middle · Grades 7–8 · 3.1 mi

District: Triton School District

Neighborhood · ZIP 01969These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,268
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.305 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,349
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$183,464
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Kathleen Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Essex County
  • Has a bigger lot than 88% of homes in Essex County
  • Newer than 82% of homes in Essex County

What homes are worth in Rowley 01969

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$1.3M

This home is worth more than 62% of homes in Rowley 01969.

How it measures up in Rowley 01969

The dot is this home. The mark in the middle is the typical home in Rowley 01969.

Estimated value$879,663
CheaperTypical $786,144Pricier

Pricier than 62% of homes nearby

Price per ft²$406
CheaperTypical $389Pricier

Pricier than 61% of homes nearby

Living area2,168 ft²
SmallerTypical 2,124 ft²Bigger

Bigger than 52% of homes nearby

Lot size1.21 ac
SmallerTypical 1 acBigger

Bigger than 61% of homes nearby

Year built1989
OlderTypical 1982Newer

Newer than 60% of homes nearby

How 20 Kathleen Cir ranks against every home in each area.
MeasureThis homeRowley 01969Essex County
Estimated valuepricier than$879,66362% of homes71% of homes
Price per ft²pricier than$40661% of homes49% of homes
Living areabigger than2,168 ft²52% of homes63% of homes
Lot sizebigger than1.21 ac61% of homes88% of homes
Year builtnewer than198960% of homes82% of homes

About 20 Kathleen Cir

How much is 20 Kathleen Cir, Rowley, MA worth?

The TopHap Estimate for 20 Kathleen Cir, Rowley, MA is $879,663 as of Jul 14, 2026. The likely range is $842,820 to $916,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Kathleen Cir, Rowley, MA last sell?

20 Kathleen Cir, Rowley, MA last sold on May 28, 2021 for $815,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 20 Kathleen Cir, Rowley, MA?

20 Kathleen Cir, Rowley, MA has 4 bedrooms, 2.5 bathrooms, 2,168 square feet of living space and a 1.21-acre lot.

When was 20 Kathleen Cir, Rowley, MA built?

20 Kathleen Cir, Rowley, MA was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 20 Kathleen Cir, Rowley, MA?

20 Kathleen Cir, Rowley, MA is assigned to Pine Grove School (elementary), rated A-; Triton High School (high), rated B-; Triton Middle School (middle), rated B-. All sit in Triton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Kathleen Cir, Rowley, MA compare to other homes in Rowley 01969?

Among the 2,137 homes in Rowley 01969, it is worth more than 62% of them ($879,663 against a typical $786,144), its price per square foot is higher than 61% of them ($406 against a typical $389), it is bigger than 52% of them (2,168 ft² against a typical 2,124 ft²), its lot is bigger than 61% of them (1.21 ac against a typical 1 ac) and it is newer than 60% of them (1989 against a typical 1982). Measured against all of Essex County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Kathleen Cir, Rowley, MA?

The 2025 property tax bill for 20 Kathleen Cir, Rowley, MA was $9,123. The county assessed it at $775,100.

More homes on Kathleen Cir

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Assigned schools

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