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Single Family ResidenceResidential
$79,522$49 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20 MORGAN DR

BAXTER, KY 40806
3
Beds
1
Baths
1,610 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$80K
$73K low$86K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$213 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.159 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarlan
Lot (acres)The size of the land the home sits on, from county records.0.29
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James A. Cawood Elementary SchoolB+
Elementary · Grades PK–8 · 3.1 mi
H
Harlan County High SchoolC-
High · Grades 9–12 · 4.3 mi

District: Harlan County School District

Neighborhood · ZIP 40806These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.131 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,502
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Morgan Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Baxter 40806
  • Bigger than 75% of homes in Harlan County
  • Has a smaller lot than 78% of homes in Baxter 40806
  • Older than 91% of homes in Baxter 40806

What homes are worth in Baxter 40806

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$268K

This home is worth more than 48% of homes in Baxter 40806.

How it measures up in Baxter 40806

The dot is this home. The mark in the middle is the typical home in Baxter 40806.

Estimated value$79,522
CheaperTypical $81,940Pricier

Pricier than 48% of homes nearby

Price per ft²$49
CheaperTypical $61Pricier

Pricier than 27% of homes nearby

Living area1,610 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.29 ac
SmallerTypical 0.61 acBigger

Bigger than 22% of homes nearby

Year built1930
OlderTypical 1978Newer

Newer than 9% of homes nearby

How 20 Morgan Dr ranks against every home in each area.
MeasureThis homeBaxter 40806Harlan County
Estimated valuepricier than$79,52248% of homes59% of homes
Price per ft²pricier than$4927% of homes39% of homes
Living areabigger than1,610 ft²71% of homes75% of homes
Lot sizebigger than0.29 ac22% of homes43% of homes
Year builtnewer than19309% of homes24% of homes

About 20 Morgan Dr

How much is 20 Morgan Dr, Baxter, KY worth?

The TopHap Estimate for 20 Morgan Dr, Baxter, KY is $79,522 as of Aug 30, 2026. The likely range is $72,972 to $86,072. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Morgan Dr, Baxter, KY?

20 Morgan Dr, Baxter, KY has 3 bedrooms, 1 bathrooms, 1,610 square feet of living space and a 0.29-acre lot.

When was 20 Morgan Dr, Baxter, KY built?

20 Morgan Dr, Baxter, KY was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 20 Morgan Dr, Baxter, KY?

20 Morgan Dr, Baxter, KY is assigned to James A. Cawood Elementary School (elementary), rated B+; Harlan County High School (high), rated C-. All sit in Harlan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Morgan Dr, Baxter, KY compare to other homes in Baxter 40806?

Among the 985 homes in Baxter 40806, it is worth more than 48% of them ($79,522 against a typical $81,940), its price per square foot is higher than 27% of them ($49 against a typical $61), it is bigger than 71% of them (1,610 ft² against a typical 1,248 ft²), its lot is bigger than 22% of them (0.29 ac against a typical 0.61 ac) and it is newer than 9% of them (1930 against a typical 1978). Measured against all of Harlan County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Morgan Dr, Baxter, KY?

The 2025 property tax bill for 20 Morgan Dr, Baxter, KY was $213. The county assessed it at $65,000.

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