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Single Family ResidenceResidential
$457,942$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 N RIVER RD

NAPERVILLE, IL 60540
4
Beds
2.5
Baths
2,041 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$458K
$412K low$504K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$457,942
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$366,354

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,093 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,262
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,831
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,007
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$513,279

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUPAGE
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Naper Elementary SchoolA+
Elementary · Grades KG–4 · 1.1 mi
H
Naperville North High SchoolA
High · Grades 9–12 · 1.2 mi
M
Washington Junior High SchoolB+
Middle · Grades 5–8 · 1.4 mi

District: Naperville Community Unit District 203

Neighborhood · ZIP 60540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.45,217
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,223 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,923
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,929
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Naperville 60540
  • Costs less per square foot than 77% of homes in Naperville 60540
  • Smaller than 68% of homes in Naperville 60540
  • Older than 70% of homes in Naperville 60540

What homes are worth in Naperville 60540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.9M

This home is worth more than 19% of homes in Naperville 60540.

How it measures up in Naperville 60540

The dot is this home. The mark in the middle is the typical home in Naperville 60540.

Estimated value$457,942
CheaperTypical $637,500Pricier

Pricier than 19% of homes nearby

Price per ft²$224
CheaperTypical $256Pricier

Pricier than 23% of homes nearby

Living area2,041 ft²
SmallerTypical 2,447 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.25 ac
SmallerTypical 0.25 acBigger

Bigger than 54% of homes nearby

Year built1974
OlderTypical 1983Newer

Newer than 30% of homes nearby

How 20 N River Rd ranks against every home in each area.
MeasureThis homeNaperville 60540DuPage County
Estimated valuepricier than$457,94219% of homes52% of homes
Price per ft²pricier than$22423% of homes35% of homes
Living areabigger than2,041 ft²32% of homes59% of homes
Lot sizebigger than0.25 ac54% of homes55% of homes
Year builtnewer than197430% of homes43% of homes

About 20 N River Rd

How much is 20 N River Rd, Naperville, IL worth?

The TopHap Estimate for 20 N River Rd, Naperville, IL is $457,942 as of Jul 14, 2026. The likely range is $412,036 to $503,848. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 N River Rd, Naperville, IL last sell?

20 N River Rd, Naperville, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 N River Rd, Naperville, IL?

20 N River Rd, Naperville, IL has 4 bedrooms, 2.5 bathrooms, 2,041 square feet of living space and a 0.25-acre lot.

When was 20 N River Rd, Naperville, IL built?

20 N River Rd, Naperville, IL was built in 1974, making it 52 years old. The building has 2 stories.

What schools serve 20 N River Rd, Naperville, IL?

20 N River Rd, Naperville, IL is assigned to Naper Elementary School (elementary), rated A+; Naperville North High School (high), rated A; Washington Junior High School (middle), rated B+. All sit in Naperville Community Unit District 203. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 N River Rd, Naperville, IL compare to other homes in Naperville 60540?

Among the 14,044 homes in Naperville 60540, it is worth more than 19% of them ($457,942 against a typical $637,500), its price per square foot is higher than 23% of them ($224 against a typical $256), it is bigger than 32% of them (2,041 ft² against a typical 2,447 ft²), its lot is bigger than 54% of them (0.25 ac against a typical 0.25 ac) and it is newer than 30% of them (1974 against a typical 1983). Measured against all of DuPage County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Naperville 60540

Assigned schools

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