Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$406,411$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Oct 23, 2019

20 OFF BOURNE ST

THREE RIVERS, MA 01080
3
Beds
2 / 1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$406K
$372K low$441K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Oct 23, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$190,701
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$152,561
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,710
UNITED WHOLESALE MORTGAGE · E · recorded Oct 23, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,841 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$259,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$285,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 0.8 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.0 mi

District: Palmer School District

Neighborhood · ZIP 01080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,024 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,572
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Off Bourne St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Three Rivers 01080
  • Costs more per square foot than 95% of homes in Three Rivers 01080
  • Smaller than 69% of homes in Hampden County
  • Has a smaller lot than 69% of homes in Three Rivers 01080
  • Newer than 88% of homes in Three Rivers 01080

What homes are worth in Three Rivers 01080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$448K

This home is worth more than 94% of homes in Three Rivers 01080.

How it measures up in Three Rivers 01080

The dot is this home. The mark in the middle is the typical home in Three Rivers 01080.

Estimated value$406,411
CheaperTypical $310,783Pricier

Pricier than 94% of homes nearby

Price per ft²$326
CheaperTypical $238Pricier

Pricier than 95% of homes nearby

Living area1,248 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.23 ac
SmallerTypical 0.29 acBigger

Bigger than 31% of homes nearby

Year built1976
OlderTypical 1945Newer

Newer than 88% of homes nearby

How 20 Off Bourne St ranks against every home in each area.
MeasureThis homeThree Rivers 01080Hampden County
Estimated valuepricier than$406,41194% of homes70% of homes
Price per ft²pricier than$32695% of homes93% of homes
Living areabigger than1,248 ft²37% of homes31% of homes
Lot sizebigger than0.23 ac31% of homes39% of homes
Year builtnewer than197688% of homes75% of homes

About 20 Off Bourne St

How much is 20 Off Bourne St, Three Rivers, MA worth?

The TopHap Estimate for 20 Off Bourne St, Three Rivers, MA is $406,411 as of Jul 14, 2026. The likely range is $372,111 to $440,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Off Bourne St, Three Rivers, MA last sell?

20 Off Bourne St, Three Rivers, MA last sold on Oct 23, 2019 for $225,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 20 Off Bourne St, Three Rivers, MA?

20 Off Bourne St, Three Rivers, MA has 3 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 0.23-acre lot.

When was 20 Off Bourne St, Three Rivers, MA built?

20 Off Bourne St, Three Rivers, MA was built in 1976, making it 50 years old. It is a raised ranch home. The building has 1 story.

What schools serve 20 Off Bourne St, Three Rivers, MA?

20 Off Bourne St, Three Rivers, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Off Bourne St, Three Rivers, MA compare to other homes in Three Rivers 01080?

Among the 686 homes in Three Rivers 01080, it is worth more than 94% of them ($406,411 against a typical $310,783), its price per square foot is higher than 95% of them ($326 against a typical $238), it is bigger than 37% of them (1,248 ft² against a typical 1,408 ft²), its lot is bigger than 31% of them (0.23 ac against a typical 0.29 ac) and it is newer than 88% of them (1976 against a typical 1945). Measured against all of Hampden County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Off Bourne St, Three Rivers, MA?

The 2025 property tax bill for 20 Off Bourne St, Three Rivers, MA was $5,841. The county assessed it at $320,400.

More homes on Off Bourne St

Closest homes

More homes in Three Rivers 01080

Assigned schools

Explore the area

See this home in context

Open 20 Off Bourne St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map