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Single Family ResidenceResidential
$261,865$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 OFF BOURNE ST

THREE RIVERS, MA 01080
2
Beds
1
Baths
1,067 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$262K
$238K low$285K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,865
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,292
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,000
COUNTRY BANK · recorded Oct 18, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000
COUNTRY BK FOR SVGS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,712 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,455

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 0.8 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.0 mi

District: Palmer School District

Neighborhood · ZIP 01080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,024 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,192
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,572
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Off Bourne St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Hampden County
  • Smaller than 81% of homes in Three Rivers 01080
  • Has a bigger lot than 79% of homes in Three Rivers 01080
  • Newer than 65% of homes in Three Rivers 01080

What homes are worth in Three Rivers 01080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$448K

This home is worth more than 19% of homes in Three Rivers 01080.

How it measures up in Three Rivers 01080

The dot is this home. The mark in the middle is the typical home in Three Rivers 01080.

Estimated value$261,865
CheaperTypical $311,404Pricier

Pricier than 19% of homes nearby

Price per ft²$245
CheaperTypical $238Pricier

Pricier than 57% of homes nearby

Living area1,067 ft²
SmallerTypical 1,413 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.55 ac
SmallerTypical 0.29 acBigger

Bigger than 79% of homes nearby

Year built1955
OlderTypical 1945Newer

Newer than 65% of homes nearby

How 40 Off Bourne St ranks against every home in each area.
MeasureThis homeThree Rivers 01080Hampden County
Estimated valuepricier than$261,86519% of homes15% of homes
Price per ft²pricier than$24557% of homes51% of homes
Living areabigger than1,067 ft²19% of homes19% of homes
Lot sizebigger than0.55 ac79% of homes71% of homes
Year builtnewer than195565% of homes49% of homes

About 40 Off Bourne St

How much is 40 Off Bourne St, Three Rivers, MA worth?

The TopHap Estimate for 40 Off Bourne St, Three Rivers, MA is $261,865 as of Jul 14, 2026. The likely range is $238,345 to $285,385. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Off Bourne St, Three Rivers, MA last sell?

40 Off Bourne St, Three Rivers, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Off Bourne St, Three Rivers, MA?

40 Off Bourne St, Three Rivers, MA has 2 bedrooms, 1 bathrooms, 1,067 square feet of living space and a 0.55-acre lot.

When was 40 Off Bourne St, Three Rivers, MA built?

40 Off Bourne St, Three Rivers, MA was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Off Bourne St, Three Rivers, MA?

40 Off Bourne St, Three Rivers, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Off Bourne St, Three Rivers, MA compare to other homes in Three Rivers 01080?

Among the 686 homes in Three Rivers 01080, it is worth more than 19% of them ($261,865 against a typical $311,404), its price per square foot is higher than 57% of them ($245 against a typical $238), it is bigger than 19% of them (1,067 ft² against a typical 1,413 ft²), its lot is bigger than 79% of them (0.55 ac against a typical 0.29 ac) and it is newer than 65% of them (1955 against a typical 1945). Measured against all of Hampden County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Off Bourne St, Three Rivers, MA?

The 2025 property tax bill for 40 Off Bourne St, Three Rivers, MA was $3,712. The county assessed it at $203,600.

Closest homes

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Assigned schools

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