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Single Family ResidenceResidential
$778,107$432 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RACK RD

CHELMSFORD, MA 01824
4
Beds
1.5
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$778K
$733K low$824K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$778,107
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$622,486

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,305 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$669,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$354,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$777,385

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.96
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Col Moses Parker SchoolB
Middle · Grades 5–6 · 1.4 mi
H
Chelmsford High SchoolA
High · Grades 9–12 · 1.8 mi
E
Byam SchoolB+
Elementary · Grades KG–4 · 2.0 mi

District: Chelmsford School District

Neighborhood · ZIP 01824These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,961
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,525 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,207
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,835
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rack Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Chelmsford 01824
  • Has a bigger lot than 79% of homes in Middlesex County

What homes are worth in Chelmsford 01824

Each bar is how many homes fall in that price range. The marker is this home.

This home
$320K$1.2M

This home is worth more than 71% of homes in Chelmsford 01824.

How it measures up in Chelmsford 01824

The dot is this home. The mark in the middle is the typical home in Chelmsford 01824.

Estimated value$778,107
CheaperTypical $688,646Pricier

Pricier than 71% of homes nearby

Price per ft²$432
CheaperTypical $401Pricier

Pricier than 63% of homes nearby

Living area1,802 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.96 ac
SmallerTypical 0.79 acBigger

Bigger than 68% of homes nearby

Year built1967
OlderTypical 1965Newer

Newer than 59% of homes nearby

How 20 Rack Rd ranks against every home in each area.
MeasureThis homeChelmsford 01824Middlesex County
Estimated valuepricier than$778,10771% of homes49% of homes
Price per ft²pricier than$43263% of homes41% of homes
Living areabigger than1,802 ft²58% of homes49% of homes
Lot sizebigger than0.96 ac68% of homes79% of homes
Year builtnewer than196759% of homes61% of homes

About 20 Rack Rd

How much is 20 Rack Rd, Chelmsford, MA worth?

The TopHap Estimate for 20 Rack Rd, Chelmsford, MA is $778,107 as of Jul 14, 2026. The likely range is $732,657 to $823,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rack Rd, Chelmsford, MA last sell?

20 Rack Rd, Chelmsford, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 20 Rack Rd, Chelmsford, MA?

20 Rack Rd, Chelmsford, MA has 4 bedrooms, 1.5 bathrooms, 1,802 square feet of living space and a 0.96-acre lot.

When was 20 Rack Rd, Chelmsford, MA built?

20 Rack Rd, Chelmsford, MA was built in 1967, making it 59 years old. It is a colonial home. The building has 2 stories.

What schools serve 20 Rack Rd, Chelmsford, MA?

20 Rack Rd, Chelmsford, MA is assigned to Col Moses Parker School (middle), rated B; Chelmsford High School (high), rated A; Byam School (elementary), rated B+. All sit in Chelmsford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rack Rd, Chelmsford, MA compare to other homes in Chelmsford 01824?

Among the 8,861 homes in Chelmsford 01824, it is worth more than 71% of them ($778,107 against a typical $688,646), its price per square foot is higher than 63% of them ($432 against a typical $401), it is bigger than 58% of them (1,802 ft² against a typical 1,664 ft²), its lot is bigger than 68% of them (0.96 ac against a typical 0.79 ac) and it is newer than 59% of them (1967 against a typical 1965). Measured against all of Middlesex County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Rack Rd, Chelmsford, MA?

The 2025 property tax bill for 20 Rack Rd, Chelmsford, MA was $9,305. The county assessed it at $669,400.

Closest homes

More homes in Chelmsford 01824

Assigned schools

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