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Single Family ResidenceResidential
$376,764$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $212,000 on May 24, 2019

20 REGENCY PL

RAGLAND, AL 35131
1
Baths
1,883 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$377K
$354K low$399K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,000 · May 24, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$276,764
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$221,411
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
AMERICAS FIRST FCU · recorded May 24, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$674 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,584
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,920

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.1.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ragland High SchoolD
Elementary · Grades PK–12 · 2.4 mi

District: St. Clair County School District

Neighborhood · ZIP 35131These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,328
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Regency Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Ragland 35131
  • Costs more per square foot than 88% of homes in Ragland 35131
  • Bigger than 75% of homes in Ragland 35131
  • Newer than 87% of homes in Ragland 35131

What homes are worth in Ragland 35131

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$583K

This home is worth more than 89% of homes in Ragland 35131.

How it measures up in Ragland 35131

The dot is this home. The mark in the middle is the typical home in Ragland 35131.

Estimated value$376,764
CheaperTypical $162,486Pricier

Pricier than 89% of homes nearby

Price per ft²$200
CheaperTypical $113Pricier

Pricier than 88% of homes nearby

Living area1,883 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.09 ac
SmallerTypical 1.5 acBigger

Bigger than 41% of homes nearby

Year built2006
OlderTypical 1984Newer

Newer than 87% of homes nearby

How 20 Regency Pl ranks against every home in each area.
MeasureThis homeRagland 35131St. Clair County
Estimated valuepricier than$376,76489% of homes72% of homes
Price per ft²pricier than$20088% of homes74% of homes
Living areabigger than1,883 ft²75% of homes63% of homes
Lot sizebigger than1.09 ac41% of homes63% of homes
Year builtnewer than200687% of homes71% of homes

About 20 Regency Pl

How much is 20 Regency Pl, Ragland, AL worth?

The TopHap Estimate for 20 Regency Pl, Ragland, AL is $376,764 as of Jul 14, 2026. The likely range is $354,184 to $399,344. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Regency Pl, Ragland, AL last sell?

20 Regency Pl, Ragland, AL last sold on May 24, 2019 for $212,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Regency Pl, Ragland, AL?

20 Regency Pl, Ragland, AL has 1 bathrooms, 1,883 square feet of living space and a 1.09-acre lot.

When was 20 Regency Pl, Ragland, AL built?

20 Regency Pl, Ragland, AL was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 20 Regency Pl, Ragland, AL?

20 Regency Pl, Ragland, AL is assigned to Ragland High School (elementary), rated D. All sit in St. Clair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Regency Pl, Ragland, AL compare to other homes in Ragland 35131?

Among the 1,438 homes in Ragland 35131, it is worth more than 89% of them ($376,764 against a typical $162,486), its price per square foot is higher than 88% of them ($200 against a typical $113), it is bigger than 75% of them (1,883 ft² against a typical 1,408 ft²), its lot is bigger than 41% of them (1.09 ac against a typical 1.5 ac) and it is newer than 87% of them (2006 against a typical 1984). Measured against all of St. Clair County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Regency Pl, Ragland, AL?

The 2025 property tax bill for 20 Regency Pl, Ragland, AL was $674. The county assessed it at $23,300.

Closest homes

More homes in Ragland 35131

Assigned schools

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