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CondominiumResidential
$810,744$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $330,000 on Apr 15, 1999

20 RIDGE DR

MONTVILLE, NJ 07045
0
Baths
2,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$811K
$767K low$855K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,000 · Apr 15, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$339,244
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$271,395
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$346,500
NJ LENDERS · recorded Mar 16, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
MLD MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,293 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$460,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$460,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Robert R. Lazar Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi
H
Montville Township High SchoolA
High · Grades 9–12 · 1.4 mi
E
Valley View Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi

District: Montville Township School District

Neighborhood · ZIP 07045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,539
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,394 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$161,417
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$203,145
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 94% of homes in Change Bridge at Montville
  • Bigger than 70% of homes in Morris County
  • Among the smallest lots in Change Bridge at Montville
  • Newer than 75% of homes in Morris County

What homes are worth in Montville 07045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$1.8M

This home is worth more than 45% of homes in Montville 07045.

How it measures up in Montville 07045

The dot is this home. The mark in the middle is the typical home in Montville 07045.

Estimated value$810,744
CheaperTypical $843,541Pricier

Pricier than 45% of homes nearby

Price per ft²$327
CheaperTypical $361Pricier

Pricier than 23% of homes nearby

Living area2,482 ft²
SmallerTypical 2,391 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.34 ac
SmallerTypical 0.46 acBigger

Bigger than 36% of homes nearby

Year built1988
OlderTypical 1986Newer

Newer than 55% of homes nearby

How 20 Ridge Dr ranks against every home in each area.
MeasureThis homeChange Bridge at MontvilleMontville 07045Morris County
Estimated valuepricier than$810,74454% of homes45% of homes62% of homes
Price per ft²pricier than$3276% of homes23% of homes32% of homes
Living areabigger than2,482 ft²67% of homes54% of homes70% of homes
Lot sizebigger than0.34 acalmost no homes36% of homes48% of homes
Year builtnewer than198853% of homes55% of homes75% of homes

About 20 Ridge Dr

How much is 20 Ridge Dr, Montville, NJ worth?

The TopHap Estimate for 20 Ridge Dr, Montville, NJ is $810,744 as of Jul 14, 2026. The likely range is $766,712 to $854,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Ridge Dr, Montville, NJ last sell?

20 Ridge Dr, Montville, NJ last sold on Apr 15, 1999 for $330,000, according to the county's recorded deed.

How big is 20 Ridge Dr, Montville, NJ?

20 Ridge Dr, Montville, NJ has 2,482 square feet of living space and a 0.34-acre lot.

When was 20 Ridge Dr, Montville, NJ built?

20 Ridge Dr, Montville, NJ was built in 1988, making it 38 years old. It is a condo/apartment home.

What schools serve 20 Ridge Dr, Montville, NJ?

20 Ridge Dr, Montville, NJ is assigned to Robert R. Lazar Middle School (middle), rated A-; Montville Township High School (high), rated A; Valley View Elementary School (elementary), rated A-. All sit in Montville Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ridge Dr, Montville, NJ compare to other homes in Montville 07045?

Among the 3,948 homes in Montville 07045, it is worth more than 45% of them ($810,744 against a typical $843,541), its price per square foot is higher than 23% of them ($327 against a typical $361), it is bigger than 54% of them (2,482 ft² against a typical 2,391 ft²), its lot is bigger than 36% of them (0.34 ac against a typical 0.46 ac) and it is newer than 55% of them (1988 against a typical 1986). Measured against all of Morris County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Ridge Dr, Montville, NJ?

The 2024 property tax bill for 20 Ridge Dr, Montville, NJ was $12,293. The county assessed it at $460,600.

Closest homes

More homes in Montville 07045

Assigned schools

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