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Single Family ResidenceResidential
$119,000$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $105,000 on Jan 22, 2024

20 ROBERTS RD

MONTICELLO, KY 42633
1
Beds
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$119K
$93K low$145K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jan 22, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$8,902
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,122
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,098
REPUBLIC STATE MORTGAGE CO · recorded Jan 22, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,000
LEXINGTON-FAYETTE URBAN COUNTY GOV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$923 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWayne
Lot (acres)The size of the land the home sits on, from county records.0.95
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 408 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bell Elementary School
Elementary · Grades 1–2 · 7.9 mi
H
Wayne County High SchoolD+
High · Grades 9–12 · 8.0 mi
M
Wayne County Middle SchoolD+
Middle · Grades 6–8 · 8.1 mi

District: Wayne County School District

Neighborhood · ZIP 42633These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,105
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Roberts Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 93% of homes in Monticello 42633

What homes are worth in Monticello 42633

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$455K

This home is worth more than 44% of homes in Monticello 42633.

How it measures up in Monticello 42633

The dot is this home. The mark in the middle is the typical home in Monticello 42633.

Estimated value$119,000
CheaperTypical $132,177Pricier

Pricier than 44% of homes nearby

Price per ft²$99
CheaperTypical $102Pricier

Pricier than 47% of homes nearby

Living area1,200 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.95 ac
SmallerTypical 1.01 acBigger

Bigger than 44% of homes nearby

Year built2007
OlderTypical 1978Newer

Newer than 93% of homes nearby

How 20 Roberts Rd ranks against every home in each area.
MeasureThis homeMonticello 42633
Estimated valuepricier than$119,00044% of homes
Price per ft²pricier than$9947% of homes
Living areabigger than1,200 ft²48% of homes
Lot sizebigger than0.95 ac44% of homes
Year builtnewer than200793% of homes

About 20 Roberts Rd

How much is 20 Roberts Rd, Monticello, KY worth?

The TopHap Estimate for 20 Roberts Rd, Monticello, KY is $119,000 as of Jul 14, 2026. The likely range is $93,382 to $144,618. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Roberts Rd, Monticello, KY last sell?

20 Roberts Rd, Monticello, KY last sold on Jan 22, 2024 for $105,000, according to the county's recorded deed.

How big is 20 Roberts Rd, Monticello, KY?

20 Roberts Rd, Monticello, KY has 1 bedrooms, 1 bathrooms, 1,200 square feet of living space and a 0.95-acre lot.

When was 20 Roberts Rd, Monticello, KY built?

20 Roberts Rd, Monticello, KY was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 20 Roberts Rd, Monticello, KY?

20 Roberts Rd, Monticello, KY is assigned to Bell Elementary School (elementary); Wayne County High School (high), rated D+; Wayne County Middle School (middle), rated D+. All sit in Wayne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Roberts Rd, Monticello, KY compare to other homes in Monticello 42633?

Among the 9,406 homes in Monticello 42633, it is worth more than 44% of them ($119,000 against a typical $132,177), its price per square foot is higher than 47% of them ($99 against a typical $102), it is bigger than 48% of them (1,200 ft² against a typical 1,216 ft²), its lot is bigger than 44% of them (0.95 ac against a typical 1.01 ac) and it is newer than 93% of them (2007 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Roberts Rd, Monticello, KY?

The 2025 property tax bill for 20 Roberts Rd, Monticello, KY was $923. The county assessed it at $105,000.

Closest homes

More homes in Monticello 42633

Assigned schools

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See this home in context

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