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Single Family ResidenceResidential
$1,275,837$502 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $735,000 on Sep 5, 2013

20 ROSE AVE

NEW PROVIDENCE, NJ 07974
0
Baths
2,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$735,000 · Sep 5, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$467,337
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$373,870
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$514,500
SUMMIT MORTGAGE BANKERS INC · recorded Sep 5, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,000
SUMMIT MORTGAGE BANKERS INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$162,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$402,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Allen W. Roberts SchoolA+
Elementary · Grades PK–6 · 0.3 mi
H
New Providence High SchoolB+
High · Grades 9–12 · 1.0 mi
M
New Providence Middle SchoolB
Middle · Grades 7–8 · 1.0 mi

District: New Providence Borough School District

Neighborhood · ZIP 07974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.15
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,628
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,456 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,836
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$202,920
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rose Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Union County
  • Costs more per square foot than 78% of homes in Union County
  • Bigger than 79% of homes in Union County
  • Has a bigger lot than 88% of homes in Union County
  • Newer than 87% of homes in New Providence 07974

What homes are worth in New Providence 07974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$573K$1.7M

This home is worth more than 84% of homes in New Providence 07974.

How it measures up in New Providence 07974

The dot is this home. The mark in the middle is the typical home in New Providence 07974.

Estimated value$1,275,837
CheaperTypical $993,550Pricier

Pricier than 84% of homes nearby

Price per ft²$502
CheaperTypical $482Pricier

Pricier than 64% of homes nearby

Living area2,542 ft²
SmallerTypical 2,096 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.37 ac
SmallerTypical 0.31 acBigger

Bigger than 68% of homes nearby

Year built1977
OlderTypical 1959Newer

Newer than 87% of homes nearby

How 20 Rose Ave ranks against every home in each area.
MeasureThis homeNew Providence 07974Union County
Estimated valuepricier than$1,275,83784% of homes91% of homes
Price per ft²pricier than$50264% of homes78% of homes
Living areabigger than2,542 ft²74% of homes79% of homes
Lot sizebigger than0.37 ac68% of homes88% of homes
Year builtnewer than197787% of homes85% of homes

About 20 Rose Ave

How much is 20 Rose Ave, New Providence, NJ worth?

The TopHap Estimate for 20 Rose Ave, New Providence, NJ is $1,275,837 as of Jul 14, 2026. The likely range is $1,198,208 to $1,353,467. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rose Ave, New Providence, NJ last sell?

20 Rose Ave, New Providence, NJ last sold on Sep 5, 2013 for $735,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20 Rose Ave, New Providence, NJ?

20 Rose Ave, New Providence, NJ has 2,542 square feet of living space and a 0.37-acre lot.

When was 20 Rose Ave, New Providence, NJ built?

20 Rose Ave, New Providence, NJ was built in 1977, making it 49 years old. The building has 2 stories.

What schools serve 20 Rose Ave, New Providence, NJ?

20 Rose Ave, New Providence, NJ is assigned to Allen W. Roberts School (elementary), rated A+; New Providence High School (high), rated B+; New Providence Middle School (middle), rated B. All sit in New Providence Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rose Ave, New Providence, NJ compare to other homes in New Providence 07974?

Among the 3,846 homes in New Providence 07974, it is worth more than 84% of them ($1,275,837 against a typical $993,550), its price per square foot is higher than 64% of them ($502 against a typical $482), it is bigger than 74% of them (2,542 ft² against a typical 2,096 ft²), its lot is bigger than 68% of them (0.37 ac against a typical 0.31 ac) and it is newer than 87% of them (1977 against a typical 1959). Measured against all of Union County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Rose Ave, New Providence, NJ?

The 2025 property tax bill for 20 Rose Ave, New Providence, NJ was $21,104. The county assessed it at $402,600.

Closest homes

More homes in New Providence 07974

Assigned schools

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