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Single Family ResidenceResidential
$653,547$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RUBY LN

ELDON, MO 65026
4
Baths
3,866 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
11 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$654K
$494K low$813K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$460,347
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$368,278
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,200
CENTRAL BANK OF LAKE · recorded Oct 15, 2012

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,530 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$265,970

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMiller
Lot (acres)The size of the land the home sits on, from county records.11.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eldon Middle SchoolC
Middle · Grades 6–8 · 1.8 mi
H
Eldon High SchoolA
High · Grades 9–12 · 2.8 mi
E
South Elementary School
Elementary · Grades PK–2 · 3.5 mi

District: Eldon R-I School District

Neighborhood · ZIP 65026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,027
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,049
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,109
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Eldon 65026
  • Costs less per square foot than 65% of homes in Miller County
  • Among the largest homes in Eldon 65026
  • Has a bigger lot than 86% of homes in Eldon 65026
  • Newer than 75% of homes in Eldon 65026

What homes are worth in Eldon 65026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$737K

This home is worth more than 96% of homes in Eldon 65026.

How it measures up in Eldon 65026

The dot is this home. The mark in the middle is the typical home in Eldon 65026.

Estimated value$653,547
CheaperTypical $249,900Pricier

Pricier than 96% of homes nearby

Price per ft²$169
CheaperTypical $181Pricier

Pricier than 40% of homes nearby

Living area3,866 ft²
SmallerTypical 1,360 ft²Bigger

Bigger than almost all homes nearby

Lot size11 ac
SmallerTypical 0.9 acBigger

Bigger than 86% of homes nearby

Year built1996
OlderTypical 1979Newer

Newer than 75% of homes nearby

How 20 Ruby Ln ranks against every home in each area.
MeasureThis homeEldon 65026Miller County
Estimated valuepricier than$653,54796% of homes93% of homes
Price per ft²pricier than$16940% of homes35% of homes
Living areabigger than3,866 ft²almost all homesalmost all homes
Lot sizebigger than11 ac86% of homes78% of homes
Year builtnewer than199675% of homes68% of homes

About 20 Ruby Ln

How much is 20 Ruby Ln, Eldon, MO worth?

The TopHap Estimate for 20 Ruby Ln, Eldon, MO is $653,547 as of Jul 14, 2026. The likely range is $493,927 to $813,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 Ruby Ln, Eldon, MO?

20 Ruby Ln, Eldon, MO has 4 bathrooms, 3,866 square feet of living space and a 11.00-acre lot.

When was 20 Ruby Ln, Eldon, MO built?

20 Ruby Ln, Eldon, MO was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 20 Ruby Ln, Eldon, MO?

20 Ruby Ln, Eldon, MO is assigned to Eldon Middle School (middle), rated C; Eldon High School (high), rated A; South Elementary School (elementary). All sit in Eldon R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Ruby Ln, Eldon, MO compare to other homes in Eldon 65026?

Among the 5,112 homes in Eldon 65026, it is worth more than 96% of them ($653,547 against a typical $249,900), its price per square foot is higher than 40% of them ($169 against a typical $181), it is bigger than almost all of them (3,866 ft² against a typical 1,360 ft²), its lot is bigger than 86% of them (11 ac against a typical 0.9 ac) and it is newer than 75% of them (1996 against a typical 1979). Measured against all of Miller County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Eldon 65026

Assigned schools

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