Parcels with improvements, Use Not SpecifiedOther
Last sold for $68,500 on Sep 11, 2001
20 RUFF LN
MILL SPRING, NC 28756
3
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$68,500 · Sep 11, 2001
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$517 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,280 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,791
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,489
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,683
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,280
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Parcels with improvements, Use Not Specified
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.1.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 0.8 mi
Polk County Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
Polk County High SchoolC+
High · Grades 9–12 · 3.0 mi
District: Polk County Schools
Neighborhood · ZIP 28756These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,252
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
20 Ruff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Smaller than 73% of homes in Polk County
- Has a smaller lot than 73% of homes in Mill Spring 28756
How it measures up in Mill Spring 28756
The dot is this home. The mark in the middle is the typical home in Mill Spring 28756.
Living area1,152 ft²
SmallerTypical 1,352 ft²Bigger
Bigger than 33% of homes nearby
Lot size1.6 ac
SmallerTypical 3.33 acBigger
Bigger than 27% of homes nearby
Year built1987
OlderTypical 1986Newer
Newer than 52% of homes nearby
| Measure | This home | Mill Spring 28756 | Polk County |
|---|---|---|---|
| Living areabigger than | 1,152 ft² | 33% of homes | 27% of homes |
| Lot sizebigger than | 1.6 ac | 27% of homes | 41% of homes |
| Year builtnewer than | 1987 | 52% of homes | 63% of homes |
About 20 Ruff Ln
When did 20 Ruff Ln, Mill Spring, NC last sell?
20 Ruff Ln, Mill Spring, NC last sold on Sep 11, 2001 for $68,500, according to the county's recorded deed.
How big is 20 Ruff Ln, Mill Spring, NC?
20 Ruff Ln, Mill Spring, NC has 3 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 1.60-acre lot.
When was 20 Ruff Ln, Mill Spring, NC built?
20 Ruff Ln, Mill Spring, NC was built in 1987, making it 39 years old.
What schools serve 20 Ruff Ln, Mill Spring, NC?
20 Ruff Ln, Mill Spring, NC is assigned to Polk Central Elementary School (elementary), rated C-; Polk County Middle School (middle), rated C-; Polk County High School (high), rated C+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 20 Ruff Ln, Mill Spring, NC compare to other homes in Mill Spring 28756?
Among the 1,244 homes in Mill Spring 28756, it is bigger than 33% of them (1,152 ft² against a typical 1,352 ft²), its lot is bigger than 27% of them (1.6 ac against a typical 3.33 ac) and it is newer than 52% of them (1987 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 20 Ruff Ln, Mill Spring, NC?
The 2025 property tax bill for 20 Ruff Ln, Mill Spring, NC was $517. The county assessed it at $101,280.
Closest homes
- 35 Ruff Ln$277K188 ft · 2 bd · 2 ba · 960 ft² · Sold Jul 2020
- 95 Ruff Ln$285K334 ft · 3 bd · 2 ba · 1,539 ft² · Sold $216K · Nov 2021
- 1237 Highway 9 S$286K470 ft · 3 bd · 3 ba · 1,232 ft²
- 14645 S 9 Nc$313K0.1 mi · 3 bd · 2 ba · 1,951 ft²
- 1310 Highway 9 S$437K0.2 mi · 3 bd · 2.5 ba · 2,524 ft² · Sold Dec 1997
- 1490 Highway 9 S$283K0.2 mi · 3 bd · 2 ba · 1,685 ft²
- 160 White Fence Ln$285K0.2 mi · 3 bd · 4 ba · 1,420 ft² · Sold Jun 2013
- S 9 Nc$315K0.2 mi · 3 bd · 3 ba · 2,508 ft²
More homes in Mill Spring 28756
- 430 Parkway North Rd$1.1M3 bd · 3 ba · 1,590 ft² · Sold $1M · Jul 2026
- 2435 Deep Gap Farm Rd$1.5M2 bd · 2.5 ba · 1,650 ft² · Sold $1.3M · Jul 2026
- Jobes Trl2.13 ac · Sold $48K · Jul 2026
- 117 N Boundary Rd$620K3 bd · 2 ba · 1,762 ft² · Sold $95K · Jul 2026
- 1747 Cooper Gap Rd$478K3 bd · 1 ba · 1,232 ft² · Sold $157K · Jun 2026
- Edgerton$724K2 bd · 2.5 ba · 16.06 ac · Sold $75K · Jun 2026
- 169 Fire Tower Rd$338K2 bd · 2.5 ba · 1,376 ft² · Sold $405K · Jun 2026
- 454 Fallen Tree Ln$401K2 bd · 2 ba · 1,200 ft² · Sold $400K · Jun 2026
- 2739 Lake Adger Rd$601K3 bd · 1 ba · 968 ft² · Sold $70K · Jun 2026
- 140 Fire Tower Rd$217K3 bd · 2 ba · 1,512 ft² · Sold $217K · Jun 2026
- 256 School Rd$253K3 bd · 2 ba · 1,328 ft² · Sold $253K · Jun 2026
- 421 N Boundary Rd$1.1M4 bd · 4.5 ba · 2,883 ft² · Sold $1.1M · Apr 2026
Assigned schools
Explore the area
See this home in context
Open 20 Ruff Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.
Open in map