Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$673,027$365 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $630,000 on Aug 30, 2024

20 SHAMROCK LN

DAMARISCOTTA, ME 04543
3
Beds
2
Baths
1,845 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.89 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$673K
$591K low$755K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Aug 30, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$343,027
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$274,422
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
USAA FSB · recorded Aug 30, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,029 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$381,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,595

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.1.89
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Great Salt Bay Community SchoolA-
Elementary · Grades PK–8 · 1.2 mi

District: Great Salt Bay Community School District

Neighborhood · ZIP 04543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,892
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,712
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Shamrock Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Damariscotta 04543
  • Costs more per square foot than 77% of homes in Damariscotta 04543
  • Bigger than 76% of homes in Lincoln County
  • Newer than 85% of homes in Damariscotta 04543

What homes are worth in Damariscotta 04543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$1.2M

This home is worth more than 84% of homes in Damariscotta 04543.

How it measures up in Damariscotta 04543

The dot is this home. The mark in the middle is the typical home in Damariscotta 04543.

Estimated value$673,027
CheaperTypical $425,250Pricier

Pricier than 84% of homes nearby

Price per ft²$365
CheaperTypical $275Pricier

Pricier than 77% of homes nearby

Living area1,845 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 59% of homes nearby

Lot size1.89 ac
SmallerTypical 1.6 acBigger

Bigger than 56% of homes nearby

Year built2003
OlderTypical 1978Newer

Newer than 85% of homes nearby

How 20 Shamrock Ln ranks against every home in each area.
MeasureThis homeDamariscotta 04543Lincoln County
Estimated valuepricier than$673,02784% of homes82% of homes
Price per ft²pricier than$36577% of homes61% of homes
Living areabigger than1,845 ft²59% of homes76% of homes
Lot sizebigger than1.89 ac56% of homes48% of homes
Year builtnewer than200385% of homes84% of homes

About 20 Shamrock Ln

How much is 20 Shamrock Ln, Damariscotta, ME worth?

The TopHap Estimate for 20 Shamrock Ln, Damariscotta, ME is $673,027 as of Jul 14, 2026. The likely range is $590,989 to $755,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Shamrock Ln, Damariscotta, ME last sell?

20 Shamrock Ln, Damariscotta, ME last sold on Aug 30, 2024 for $630,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20 Shamrock Ln, Damariscotta, ME?

20 Shamrock Ln, Damariscotta, ME has 3 bedrooms, 2 bathrooms, 1,845 square feet of living space and a 1.89-acre lot.

When was 20 Shamrock Ln, Damariscotta, ME built?

20 Shamrock Ln, Damariscotta, ME was built in 2003, making it 23 years old. It is a conventional home. The building has 2 stories.

What schools serve 20 Shamrock Ln, Damariscotta, ME?

20 Shamrock Ln, Damariscotta, ME is assigned to Great Salt Bay Community School (elementary), rated A-. All sit in Great Salt Bay Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Shamrock Ln, Damariscotta, ME compare to other homes in Damariscotta 04543?

Among the 1,076 homes in Damariscotta 04543, it is worth more than 84% of them ($673,027 against a typical $425,250), its price per square foot is higher than 77% of them ($365 against a typical $275), it is bigger than 59% of them (1,845 ft² against a typical 1,670 ft²), its lot is bigger than 56% of them (1.89 ac against a typical 1.6 ac) and it is newer than 85% of them (2003 against a typical 1978). Measured against all of Lincoln County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Shamrock Ln, Damariscotta, ME?

The 2025 property tax bill for 20 Shamrock Ln, Damariscotta, ME was $8,029. The county assessed it at $381,800.

Closest homes

More homes in Damariscotta 04543

Assigned schools

Explore the area

See this home in context

Open 20 Shamrock Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map