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Single Family ResidenceResidential
$148,771$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $28,750 on Feb 27, 2018

20 SMITH TER

CLEMENTON, NJ 08021
0
Baths
950 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$149K
$135K low$163K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$28,750 · Feb 27, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$148,771
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,950 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMDEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clementon Elementary SchoolA-
Elementary · Grades PK–8 · 1.0 mi
H
Overbrook High SchoolD-
High · Grades 9–12 · 1.6 mi

District: Clementon Borough School District

Neighborhood · ZIP 08021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.49,974
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,895 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,085
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,481
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Smith Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Clementon 08021
  • Costs less per square foot than 85% of homes in Camden County
  • Smaller than 93% of homes in Camden County
  • Has a smaller lot than 73% of homes in Clementon 08021
  • Older than 85% of homes in Clementon 08021

What homes are worth in Clementon 08021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$473K

This home is worth more than 4% of homes in Clementon 08021.

How it measures up in Clementon 08021

The dot is this home. The mark in the middle is the typical home in Clementon 08021.

Estimated value$148,771
CheaperTypical $284,334Pricier

Pricier than 4% of homes nearby

Price per ft²$157
CheaperTypical $200Pricier

Pricier than 17% of homes nearby

Living area950 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 27% of homes nearby

Year built1935
OlderTypical 1970Newer

Newer than 15% of homes nearby

How 20 Smith Ter ranks against every home in each area.
MeasureThis homeClementon 08021Camden County
Estimated valuepricier than$148,7714% of homes9% of homes
Price per ft²pricier than$15717% of homes15% of homes
Living areabigger than950 ft²11% of homes7% of homes
Lot sizebigger than0.11 ac27% of homes27% of homes
Year builtnewer than193515% of homes26% of homes

About 20 Smith Ter

How much is 20 Smith Ter, Clementon, NJ worth?

The TopHap Estimate for 20 Smith Ter, Clementon, NJ is $148,771 as of Jul 14, 2026. The likely range is $134,972 to $162,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Smith Ter, Clementon, NJ last sell?

20 Smith Ter, Clementon, NJ last sold on Feb 27, 2018 for $28,750, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 20 Smith Ter, Clementon, NJ?

20 Smith Ter, Clementon, NJ has 950 square feet of living space and a 0.12-acre lot.

When was 20 Smith Ter, Clementon, NJ built?

20 Smith Ter, Clementon, NJ was built in 1935, making it 91 years old. The building has 1 story.

What schools serve 20 Smith Ter, Clementon, NJ?

20 Smith Ter, Clementon, NJ is assigned to Clementon Elementary School (elementary), rated A-; Overbrook High School (high), rated D-. All sit in Clementon Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Smith Ter, Clementon, NJ compare to other homes in Clementon 08021?

Among the 11,810 homes in Clementon 08021, it is worth more than 4% of them ($148,771 against a typical $284,334), its price per square foot is higher than 17% of them ($157 against a typical $200), it is bigger than 11% of them (950 ft² against a typical 1,408 ft²), its lot is bigger than 27% of them (0.11 ac against a typical 0.2 ac) and it is newer than 15% of them (1935 against a typical 1970). Measured against all of Camden County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Smith Ter, Clementon, NJ?

The 2025 property tax bill for 20 Smith Ter, Clementon, NJ was $3,950. The county assessed it at $82,700.

Closest homes

More homes in Clementon 08021

Assigned schools

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