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Single Family ResidenceResidential
$321,915$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $305,000 on Nov 4, 2024

20046 ANN RIVER DR

MORA, MN 55051
3
Beds
2
Baths
1,419 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$322K
$291K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Nov 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,915
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,532
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
LUMINATE HOME LOANS INC · recorded Nov 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,286 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$392,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$392,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANABEC
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mora High SchoolA-
Middle · Grades 7–12 · 2.9 mi
E
Fairview Elementary School
Elementary · Grades EE–2 · 7.7 mi

District: Mora Public School District

Neighborhood · ZIP 55051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.9,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,397
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20046 Ann River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Mora 55051
  • Costs more per square foot than 88% of homes in Mora 55051
  • Bigger than 66% of homes in Mora 55051
  • Has a smaller lot than 78% of homes in Kanabec County

What homes are worth in Mora 55051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$472K

This home is worth more than 90% of homes in Mora 55051.

How it measures up in Mora 55051

The dot is this home. The mark in the middle is the typical home in Mora 55051.

Estimated value$321,915
CheaperTypical $186,146Pricier

Pricier than 90% of homes nearby

Price per ft²$227
CheaperTypical $153Pricier

Pricier than 88% of homes nearby

Living area1,419 ft²
SmallerTypical 1,221 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.66 ac
SmallerTypical 2 acBigger

Bigger than 31% of homes nearby

Year built1981
OlderTypical 1979Newer

Newer than 52% of homes nearby

How 20046 Ann River Dr ranks against every home in each area.
MeasureThis homeMora 55051Kanabec County
Estimated valuepricier than$321,91590% of homes89% of homes
Price per ft²pricier than$22788% of homes88% of homes
Living areabigger than1,419 ft²66% of homes66% of homes
Lot sizebigger than0.66 ac31% of homes22% of homes
Year builtnewer than198152% of homes50% of homes

About 20046 Ann River Dr

How much is 20046 Ann River Dr, Mora, MN worth?

The TopHap Estimate for 20046 Ann River Dr, Mora, MN is $321,915 as of Jul 14, 2026. The likely range is $290,608 to $353,222. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20046 Ann River Dr, Mora, MN last sell?

20046 Ann River Dr, Mora, MN last sold on Nov 4, 2024 for $305,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 20046 Ann River Dr, Mora, MN?

20046 Ann River Dr, Mora, MN has 3 bedrooms, 2 bathrooms, 1,419 square feet of living space and a 0.66-acre lot.

When was 20046 Ann River Dr, Mora, MN built?

20046 Ann River Dr, Mora, MN was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 20046 Ann River Dr, Mora, MN?

20046 Ann River Dr, Mora, MN is assigned to Mora High School (middle), rated A-; Fairview Elementary School (elementary). All sit in Mora Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20046 Ann River Dr, Mora, MN compare to other homes in Mora 55051?

Among the 5,040 homes in Mora 55051, it is worth more than 90% of them ($321,915 against a typical $186,146), its price per square foot is higher than 88% of them ($227 against a typical $153), it is bigger than 66% of them (1,419 ft² against a typical 1,221 ft²), its lot is bigger than 31% of them (0.66 ac against a typical 2 ac) and it is newer than 52% of them (1981 against a typical 1979). Measured against all of Kanabec County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20046 Ann River Dr, Mora, MN?

The 2026 property tax bill for 20046 Ann River Dr, Mora, MN was $4,286. The county assessed it at $392,200.

Closest homes

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Assigned schools

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