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Single Family ResidenceResidential
$411,247$334 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $405,000 on Jan 13, 2026

20188 ANN RIVER DR

MORA, MN 55051
3
Beds
1.8
Baths
1,230 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$411K
$379K low$443K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$405,000 · Jan 13, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$146,247
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,998
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,000
USAA FSB · recorded Jan 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,230 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$377,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$137,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$240,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$377,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.168 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKANABEC
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mora High SchoolA-
Middle · Grades 7–12 · 2.8 mi
E
Fairview Elementary School
Elementary · Grades EE–2 · 7.6 mi

District: Mora Public School District

Neighborhood · ZIP 55051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.9,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,666
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,397
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20188 Ann River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Mora 55051
  • Among the highest price per square foot in Mora 55051
  • Has a smaller lot than 78% of homes in Kanabec County
  • Older than 66% of homes in Kanabec County

What homes are worth in Mora 55051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$472K

This home is worth more than 96% of homes in Mora 55051.

How it measures up in Mora 55051

The dot is this home. The mark in the middle is the typical home in Mora 55051.

Estimated value$411,247
CheaperTypical $186,146Pricier

Pricier than 96% of homes nearby

Price per ft²$334
CheaperTypical $153Pricier

Pricier than almost all homes nearby

Living area1,230 ft²
SmallerTypical 1,221 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.67 ac
SmallerTypical 2 acBigger

Bigger than 31% of homes nearby

Year built1970
OlderTypical 1979Newer

Newer than 37% of homes nearby

How 20188 Ann River Dr ranks against every home in each area.
MeasureThis homeMora 55051Kanabec County
Estimated valuepricier than$411,24796% of homes96% of homes
Price per ft²pricier than$334almost all homes98% of homes
Living areabigger than1,230 ft²51% of homes50% of homes
Lot sizebigger than0.67 ac31% of homes22% of homes
Year builtnewer than197037% of homes34% of homes

About 20188 Ann River Dr

How much is 20188 Ann River Dr, Mora, MN worth?

The TopHap Estimate for 20188 Ann River Dr, Mora, MN is $411,247 as of Jul 14, 2026. The likely range is $379,140 to $443,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20188 Ann River Dr, Mora, MN last sell?

20188 Ann River Dr, Mora, MN last sold on Jan 13, 2026 for $405,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 20188 Ann River Dr, Mora, MN?

20188 Ann River Dr, Mora, MN has 3 bedrooms, 1.8 bathrooms, 1,230 square feet of living space and a 0.68-acre lot.

When was 20188 Ann River Dr, Mora, MN built?

20188 Ann River Dr, Mora, MN was built in 1970, making it 56 years old. It is a ranch home.

What schools serve 20188 Ann River Dr, Mora, MN?

20188 Ann River Dr, Mora, MN is assigned to Mora High School (middle), rated A-; Fairview Elementary School (elementary). All sit in Mora Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20188 Ann River Dr, Mora, MN compare to other homes in Mora 55051?

Among the 5,040 homes in Mora 55051, it is worth more than 96% of them ($411,247 against a typical $186,146), its price per square foot is higher than almost all of them ($334 against a typical $153), it is bigger than 51% of them (1,230 ft² against a typical 1,221 ft²), its lot is bigger than 31% of them (0.67 ac against a typical 2 ac) and it is newer than 37% of them (1970 against a typical 1979). Measured against all of Kanabec County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20188 Ann River Dr, Mora, MN?

The 2026 property tax bill for 20188 Ann River Dr, Mora, MN was $4,230. The county assessed it at $377,700.

Closest homes

More homes in Mora 55051

Assigned schools

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