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Residential (General/Single)Residential
$367,622
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

20157 BEAR RIDGE RD

SPEARFISH, SD 57783
0
Baths
40 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$368K
$312K low$423K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,622
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$294,098

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,605 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$313,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$269,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyLAWRENCE
Lot (acres)The size of the land the home sits on, from county records.40.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary - 03
Elementary · Grades 1–2 · 8.0 mi
M
Spearfish Middle School - 05B-
Middle · Grades 6–8 · 8.5 mi
H
Spearfish High School - 01C+
High · Grades 9–12 · 8.6 mi

District: Spearfish School District 40-2

Neighborhood · ZIP 57783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.17,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,688
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20157 Bear Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Spearfish 57783
  • Has a bigger lot than 98% of homes in Spearfish 57783

What homes are worth in Spearfish 57783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$1.3M

This home is worth more than 25% of homes in Spearfish 57783.

How it measures up in Spearfish 57783

The dot is this home. The mark in the middle is the typical home in Spearfish 57783.

Estimated value$367,622
CheaperTypical $476,555Pricier

Pricier than 25% of homes nearby

Lot size40 ac
SmallerTypical 0.29 acBigger

Bigger than 98% of homes nearby

How 20157 Bear Ridge Rd ranks against every home in each area.
MeasureThis homeSpearfish 57783Lawrence County
Estimated valuepricier than$367,62225% of homes31% of homes
Lot sizebigger than40 ac98% of homes98% of homes

About 20157 Bear Ridge Rd

How much is 20157 Bear Ridge Rd, Spearfish, SD worth?

The TopHap Estimate for 20157 Bear Ridge Rd, Spearfish, SD is $367,622 as of Jun 23, 2026. The likely range is $312,478 to $422,765. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20157 Bear Ridge Rd, Spearfish, SD last sell?

20157 Bear Ridge Rd, Spearfish, SD last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 20157 Bear Ridge Rd, Spearfish, SD?

20157 Bear Ridge Rd, Spearfish, SD is assigned to West Elementary - 03 (elementary); Spearfish Middle School - 05 (middle), rated B-; Spearfish High School - 01 (high), rated C+. All sit in Spearfish School District 40-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20157 Bear Ridge Rd, Spearfish, SD compare to other homes in Spearfish 57783?

Among the 7,071 homes in Spearfish 57783, it is worth more than 25% of them ($367,622 against a typical $476,555) and its lot is bigger than 98% of them (40 ac against a typical 0.29 ac). Measured against all of Lawrence County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20157 Bear Ridge Rd, Spearfish, SD?

The 2025 property tax bill for 20157 Bear Ridge Rd, Spearfish, SD was $3,605. The county assessed it at $313,500.

Closest homes

More homes in Spearfish 57783

Assigned schools

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