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Single Family ResidenceResidential
$253,877$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $290,000 on Oct 16, 2020

20196 ARMADA RIDGE RD

ARMADA, MI 48005
4
Beds
2 / 1
Baths
1,636 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$254K
$229K low$278K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · Oct 16, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$23,877
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$19,102
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,000
SIMPLE HM LNDG LLC · recorded Oct 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,456 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACOMB
Lot (acres)The size of the land the home sits on, from county records.2.07
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Armada Middle SchoolB-
Middle · Grades 6–8 · 3.4 mi
E
Orville C Krause Elementary SchoolA-
Elementary · Grades PK–5 · 3.5 mi
H
Armada High SchoolA-
High · Grades 9–12 · 3.6 mi

District: Armada Area Schools

Neighborhood · ZIP 48005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,346
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.147 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,824
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,179
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20196 Armada Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Macomb County
  • Has a bigger lot than 95% of homes in Macomb County
  • Older than 75% of homes in Macomb County

What homes are worth in Armada 48005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$766K

This home is worth more than 42% of homes in Armada 48005.

How it measures up in Armada 48005

The dot is this home. The mark in the middle is the typical home in Armada 48005.

Estimated value$253,877
CheaperTypical $279,159Pricier

Pricier than 42% of homes nearby

Price per ft²$155
CheaperTypical $158Pricier

Pricier than 47% of homes nearby

Living area1,636 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 39% of homes nearby

Lot size2.07 ac
SmallerTypical 2.35 acBigger

Bigger than 46% of homes nearby

Year built1957
OlderTypical 1980Newer

Newer than 27% of homes nearby

How 20196 Armada Ridge Rd ranks against every home in each area.
MeasureThis homeArmada 48005Macomb County
Estimated valuepricier than$253,87742% of homes48% of homes
Price per ft²pricier than$15547% of homes30% of homes
Living areabigger than1,636 ft²39% of homes62% of homes
Lot sizebigger than2.07 ac46% of homes95% of homes
Year builtnewer than195727% of homes25% of homes

About 20196 Armada Ridge Rd

How much is 20196 Armada Ridge Rd, Armada, MI worth?

The TopHap Estimate for 20196 Armada Ridge Rd, Armada, MI is $253,877 as of Jul 14, 2026. The likely range is $229,380 to $278,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20196 Armada Ridge Rd, Armada, MI last sell?

20196 Armada Ridge Rd, Armada, MI last sold on Oct 16, 2020 for $290,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 20196 Armada Ridge Rd, Armada, MI?

20196 Armada Ridge Rd, Armada, MI has 4 bedrooms, 2 bathrooms, 1,636 square feet of living space and a 2.07-acre lot.

When was 20196 Armada Ridge Rd, Armada, MI built?

20196 Armada Ridge Rd, Armada, MI was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 20196 Armada Ridge Rd, Armada, MI?

20196 Armada Ridge Rd, Armada, MI is assigned to Armada Middle School (middle), rated B-; Orville C Krause Elementary School (elementary), rated A-; Armada High School (high), rated A-. All sit in Armada Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20196 Armada Ridge Rd, Armada, MI compare to other homes in Armada 48005?

Among the 2,001 homes in Armada 48005, it is worth more than 42% of them ($253,877 against a typical $279,159), its price per square foot is higher than 47% of them ($155 against a typical $158), it is bigger than 39% of them (1,636 ft² against a typical 1,782 ft²), its lot is bigger than 46% of them (2.07 ac against a typical 2.35 ac) and it is newer than 27% of them (1957 against a typical 1980). Measured against all of Macomb County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20196 Armada Ridge Rd, Armada, MI?

The 2025 property tax bill for 20196 Armada Ridge Rd, Armada, MI was $4,456. The county assessed it at $160,100.

Closest homes

More homes in Armada 48005

Assigned schools

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