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Single Family ResidenceResidential
$172,481$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20196 RIO RANCHO RD

HARLINGEN, TX 78552
0
Baths
1,156 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.05 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$172K
$159K low$186K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,481
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,585
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$83,000
QUICKEN LOANS LLC · recorded Jun 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,433 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$155,848
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,449

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
37
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMERON
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 459 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dishman Elementary SchoolA-
Elementary · Grades PK–5 · 1.0 mi
M
Gutierrez Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi
H
Harlingen High SchoolC-
High · Grades 9–12 · 3.6 mi

District: Harlingen Consolidated Independent School District

Neighborhood · ZIP 78552These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.36,820
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.741 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,262
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,962
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20196 Rio Rancho Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Harlingen 78552
  • Smaller than 69% of homes in Harlingen 78552
  • Has a bigger lot than 89% of homes in Cameron County
  • Newer than 65% of homes in Cameron County

What homes are worth in Harlingen 78552

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$594K

This home is worth more than 38% of homes in Harlingen 78552.

How it measures up in Harlingen 78552

The dot is this home. The mark in the middle is the typical home in Harlingen 78552.

Estimated value$172,481
CheaperTypical $200,841Pricier

Pricier than 38% of homes nearby

Price per ft²$149
CheaperTypical $131Pricier

Pricier than 69% of homes nearby

Living area1,156 ft²
SmallerTypical 1,410 ft²Bigger

Bigger than 31% of homes nearby

Lot size1.05 ac
SmallerTypical 0.23 acBigger

Bigger than 88% of homes nearby

Year built1999
OlderTypical 1995Newer

Newer than 60% of homes nearby

How 20196 Rio Rancho Rd ranks against every home in each area.
MeasureThis homeHarlingen 78552Cameron County
Estimated valuepricier than$172,48138% of homes40% of homes
Price per ft²pricier than$14969% of homes60% of homes
Living areabigger than1,156 ft²31% of homes35% of homes
Lot sizebigger than1.05 ac88% of homes89% of homes
Year builtnewer than199960% of homes65% of homes

About 20196 Rio Rancho Rd

How much is 20196 Rio Rancho Rd, Harlingen, TX worth?

The TopHap Estimate for 20196 Rio Rancho Rd, Harlingen, TX is $172,481 as of Jul 14, 2026. The likely range is $159,027 to $185,935. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20196 Rio Rancho Rd, Harlingen, TX last sell?

20196 Rio Rancho Rd, Harlingen, TX last sold on Nov 9, 1998, according to the county's recorded deed.

When was 20196 Rio Rancho Rd, Harlingen, TX built?

20196 Rio Rancho Rd, Harlingen, TX was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 20196 Rio Rancho Rd, Harlingen, TX?

20196 Rio Rancho Rd, Harlingen, TX is assigned to Dishman Elementary School (elementary), rated A-; Gutierrez Middle School (middle), rated A-; Harlingen High School (high), rated C-. All sit in Harlingen Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20196 Rio Rancho Rd, Harlingen, TX compare to other homes in Harlingen 78552?

Among the 15,788 homes in Harlingen 78552, it is worth more than 38% of them ($172,481 against a typical $200,841), its price per square foot is higher than 69% of them ($149 against a typical $131), it is bigger than 31% of them (1,156 ft² against a typical 1,410 ft²), its lot is bigger than 88% of them (1.05 ac against a typical 0.23 ac) and it is newer than 60% of them (1999 against a typical 1995). Measured against all of Cameron County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20196 Rio Rancho Rd, Harlingen, TX?

The 2025 property tax bill for 20196 Rio Rancho Rd, Harlingen, TX was $1,326. The county assessed it at $171,433.

Closest homes

More homes in Harlingen 78552

Assigned schools

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