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Single Family ResidenceResidential
$633,535$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2021 RIVER ROCK TRL

HARKER HEIGHTS, TX 76548
0
Baths
4,059 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$634K
$602K low$665K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,535
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,428
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$493,000
MORTGAGE RESEARCH CENTER LLC · recorded Jan 26, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$616,594 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,130
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$547,464
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$633,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$616,594

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.69
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 372 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Harker Heights High SchoolC+
High · Grades 9–12 · 2.5 mi
E
Skipcha Elementary SchoolB
Elementary · Grades EE–5 · 3.0 mi
M
Nolan Middle School
Middle · Grades 6–8 · 8.4 mi

District: Killeen Independent School District

Neighborhood · ZIP 76548These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.35,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,991 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,164
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2021 River Rock Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Harker Heights 76548
  • Costs more per square foot than 75% of homes in Harker Heights 76548
  • Bigger than 98% of homes in Harker Heights 76548
  • Has a bigger lot than 94% of homes in Harker Heights 76548
  • Newer than 93% of homes in Harker Heights 76548

What homes are worth in Harker Heights 76548

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$578K

This home is worth more than almost all homes in Harker Heights 76548.

How it measures up in Harker Heights 76548

The dot is this home. The mark in the middle is the typical home in Harker Heights 76548.

Estimated value$633,535
CheaperTypical $302,991Pricier

Pricier than almost all homes nearby

Price per ft²$156
CheaperTypical $142Pricier

Pricier than 75% of homes nearby

Living area4,059 ft²
SmallerTypical 2,065 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.69 ac
SmallerTypical 0.25 acBigger

Bigger than 94% of homes nearby

Year built2019
OlderTypical 2002Newer

Newer than 93% of homes nearby

How 2021 River Rock Trl ranks against every home in each area.
MeasureThis homeHarker Heights 76548Bell County
Estimated valuepricier than$633,535almost all homes96% of homes
Price per ft²pricier than$15675% of homes63% of homes
Living areabigger than4,059 ft²98% of homes98% of homes
Lot sizebigger than0.69 ac94% of homes87% of homes
Year builtnewer than201993% of homes87% of homes

About 2021 River Rock Trl

How much is 2021 River Rock Trl, Harker Heights, TX worth?

The TopHap Estimate for 2021 River Rock Trl, Harker Heights, TX is $633,535 as of Jul 14, 2026. The likely range is $602,032 to $665,038. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2021 River Rock Trl, Harker Heights, TX last sell?

2021 River Rock Trl, Harker Heights, TX last sold on Jan 26, 2021, according to the county's recorded deed.

How big is 2021 River Rock Trl, Harker Heights, TX?

2021 River Rock Trl, Harker Heights, TX has 4,059 square feet of living space and a 0.69-acre lot.

When was 2021 River Rock Trl, Harker Heights, TX built?

2021 River Rock Trl, Harker Heights, TX was built in 2019, making it 7 years old. The building has 2 stories.

What schools serve 2021 River Rock Trl, Harker Heights, TX?

2021 River Rock Trl, Harker Heights, TX is assigned to Harker Heights High School (high), rated C+; Skipcha Elementary School (elementary), rated B; Nolan Middle School (middle). All sit in Killeen Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2021 River Rock Trl, Harker Heights, TX compare to other homes in Harker Heights 76548?

Among the 11,300 homes in Harker Heights 76548, it is worth more than almost all of them ($633,535 against a typical $302,991), its price per square foot is higher than 75% of them ($156 against a typical $142), it is bigger than 98% of them (4,059 ft² against a typical 2,065 ft²), its lot is bigger than 94% of them (0.69 ac against a typical 0.25 ac) and it is newer than 93% of them (2019 against a typical 2002). Measured against all of Bell County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Rock Trl

Closest homes

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Assigned schools

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