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Single Family ResidenceResidential
$304,213$801 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $182,500 on Sep 30, 2021

20222 RITTER AVE

SOUTH BEND, IN 46614
3
Beds
2
Baths
380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$304K
$275K low$333K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$182,500 · Sep 30, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,188
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,750
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,025
HALLMARK HOME MORTGAGE LLC · recorded Sep 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,110 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$275,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$261,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jackson Traditional SchoolC-
Middle · Grades 6–8 · 1.2 mi
E
Monroe Elementary SchoolC
Elementary · Grades PK–5 · 1.9 mi
H
Riley High SchoolD+
High · Grades 9–12 · 2.7 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.516 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,050
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20222 Ritter Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in South Bend 46614
  • Among the highest price per square foot in South Bend 46614
  • Among the smallest homes in South Bend 46614
  • Newer than 87% of homes in South Bend 46614

What homes are worth in South Bend 46614

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$632K

This home is worth more than 80% of homes in South Bend 46614.

How it measures up in South Bend 46614

The dot is this home. The mark in the middle is the typical home in South Bend 46614.

Estimated value$304,213
CheaperTypical $222,069Pricier

Pricier than 80% of homes nearby

Price per ft²$801
CheaperTypical $144Pricier

Pricier than almost all homes nearby

Living area380 ft²
SmallerTypical 1,488 ft²Bigger

Smaller than almost all homes nearby

Lot size0.31 ac
SmallerTypical 0.28 acBigger

Bigger than 55% of homes nearby

Year built1995
OlderTypical 1961Newer

Newer than 87% of homes nearby

How 20222 Ritter Ave ranks against every home in each area.
MeasureThis homeSouth Bend 46614St. Joseph County
Estimated valuepricier than$304,21380% of homes74% of homes
Price per ft²pricier than$801almost all homes98% of homes
Living areabigger than380 ft²almost no homesalmost no homes
Lot sizebigger than0.31 ac55% of homes57% of homes
Year builtnewer than199587% of homes83% of homes

About 20222 Ritter Ave

How much is 20222 Ritter Ave, South Bend, IN worth?

The TopHap Estimate for 20222 Ritter Ave, South Bend, IN is $304,213 as of Jul 14, 2026. The likely range is $275,311 to $333,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20222 Ritter Ave, South Bend, IN last sell?

20222 Ritter Ave, South Bend, IN last sold on Sep 30, 2021 for $182,500, according to the county's recorded deed.

How big is 20222 Ritter Ave, South Bend, IN?

20222 Ritter Ave, South Bend, IN has 3 bedrooms, 2 bathrooms, 380 square feet of living space and a 0.31-acre lot.

When was 20222 Ritter Ave, South Bend, IN built?

20222 Ritter Ave, South Bend, IN was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 20222 Ritter Ave, South Bend, IN?

20222 Ritter Ave, South Bend, IN is assigned to Jackson Traditional School (middle), rated C-; Monroe Elementary School (elementary), rated C; Riley High School (high), rated D+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20222 Ritter Ave, South Bend, IN compare to other homes in South Bend 46614?

Among the 11,090 homes in South Bend 46614, it is worth more than 80% of them ($304,213 against a typical $222,069), its price per square foot is higher than almost all of them ($801 against a typical $144), it is bigger than almost none of them (380 ft² against a typical 1,488 ft²), its lot is bigger than 55% of them (0.31 ac against a typical 0.28 ac) and it is newer than 87% of them (1995 against a typical 1961). Measured against all of St. Joseph County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20222 Ritter Ave, South Bend, IN?

The 2024 property tax bill for 20222 Ritter Ave, South Bend, IN was $3,110. The county assessed it at $324,100.

Closest homes

More homes in South Bend 46614

Assigned schools

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