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Single Family ResidenceResidential
$70,540$48 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $28,400 on Feb 2, 2006

20309 STATE ROUTE 784

GARRISON, KY 41141
3
Beds
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$71K
$45K low$96K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$28,400 · Feb 2, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,459
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,567
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,081
PINNACLE BANK · recorded Jan 27, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$648 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,032 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,032
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,032
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,032

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.101 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGreenup
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Greenup County High SchoolC
High · Grades 9–12 · 15.6 mi
E
Greysbranch Elementary SchoolB
Elementary · Grades PK–5 · 15.6 mi
M
McKell Middle SchoolC+
Middle · Grades 6–8 · 17.5 mi

District: Greenup County School District

Neighborhood · ZIP 41141These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.170
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,839
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,976
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20309 State Route 784 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Greenup County
  • Costs less per square foot than 95% of homes in Greenup County
  • Bigger than 71% of homes in Garrison 41141
  • Has a bigger lot than 67% of homes in Greenup County
  • Older than 72% of homes in Garrison 41141

What homes are worth in Garrison 41141

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$330K

This home is worth more than 48% of homes in Garrison 41141.

How it measures up in Garrison 41141

The dot is this home. The mark in the middle is the typical home in Garrison 41141.

Estimated value$70,540
CheaperTypical $73,155Pricier

Pricier than 48% of homes nearby

Price per ft²$48
CheaperTypical $67Pricier

Pricier than 24% of homes nearby

Living area1,456 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 71% of homes nearby

Lot size1 ac
SmallerTypical 1.54 acBigger

Bigger than 42% of homes nearby

Year built1966
OlderTypical 1980Newer

Newer than 28% of homes nearby

How 20309 State Route 784 ranks against every home in each area.
MeasureThis homeGarrison 41141Greenup County
Estimated valuepricier than$70,54048% of homes12% of homes
Price per ft²pricier than$4824% of homes5% of homes
Living areabigger than1,456 ft²71% of homes58% of homes
Lot sizebigger than1 ac42% of homes67% of homes
Year builtnewer than196628% of homes33% of homes

About 20309 State Route 784

How much is 20309 State Route 784, Garrison, KY worth?

The TopHap Estimate for 20309 State Route 784, Garrison, KY is $70,540 as of Jul 14, 2026. The likely range is $44,840 to $96,240. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20309 State Route 784, Garrison, KY last sell?

20309 State Route 784, Garrison, KY last sold on Feb 2, 2006 for $28,400, according to the county's recorded deed.

How big is 20309 State Route 784, Garrison, KY?

20309 State Route 784, Garrison, KY has 3 bedrooms, 1 bathrooms, 1,456 square feet of living space and a 1.00-acre lot.

When was 20309 State Route 784, Garrison, KY built?

20309 State Route 784, Garrison, KY was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 20309 State Route 784, Garrison, KY?

20309 State Route 784, Garrison, KY is assigned to Greenup County High School (high), rated C; Greysbranch Elementary School (elementary), rated B; McKell Middle School (middle), rated C+. All sit in Greenup County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20309 State Route 784, Garrison, KY compare to other homes in Garrison 41141?

Among the 1,223 homes in Garrison 41141, it is worth more than 48% of them ($70,540 against a typical $73,155), its price per square foot is higher than 24% of them ($48 against a typical $67), it is bigger than 71% of them (1,456 ft² against a typical 1,188 ft²), its lot is bigger than 42% of them (1 ac against a typical 1.54 ac) and it is newer than 28% of them (1966 against a typical 1980). Measured against all of Greenup County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20309 State Route 784, Garrison, KY?

The 2025 property tax bill for 20309 State Route 784, Garrison, KY was $648. The county assessed it at $38,032.

Closest homes

More homes in Garrison 41141

Assigned schools

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