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Rural ResidenceResidential
$65,206$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2040 440TH ST

ROSSIE, IA 51357
3
Beds
3 / 1
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$65K
$44K low$86K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.198%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,730
PREMIER LENDING INC · recorded Mar 15, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$744 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,570
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$102,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.76
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Central-Everly Elementary SchoolB
Elementary · Grades PK–6 · 6.3 mi
H
Spencer High SchoolB+
High · Grades 9–12 · 9.3 mi
M
Sioux Central Middle SchoolB-
Middle · Grades 7–8 · 9.6 mi

District: Clay Central-Everly Community School District

Neighborhood · ZIP 51357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.413
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,173
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,013
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2040 440th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Clay County
  • Costs less per square foot than 95% of homes in Clay County
  • Bigger than 80% of homes in Royal 51357
  • Has a bigger lot than 79% of homes in Clay County
  • Older than 66% of homes in Clay County

What homes are worth in Royal 51357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$236K

This home is worth more than 46% of homes in Royal 51357.

How it measures up in Royal 51357

The dot is this home. The mark in the middle is the typical home in Royal 51357.

Estimated value$65,206
CheaperTypical $68,275Pricier

Pricier than 46% of homes nearby

Price per ft²$36
CheaperTypical $50Pricier

Pricier than 19% of homes nearby

Living area1,800 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.76 ac
SmallerTypical 0.32 acBigger

Bigger than 74% of homes nearby

Year built1930
OlderTypical 1933Newer

Newer than 49% of homes nearby

How 2040 440th St ranks against every home in each area.
MeasureThis homeRoyal 51357Clay County
Estimated valuepricier than$65,20646% of homes14% of homes
Price per ft²pricier than$3619% of homes5% of homes
Living areabigger than1,800 ft²80% of homes76% of homes
Lot sizebigger than1.76 ac74% of homes79% of homes
Year builtnewer than193049% of homes34% of homes

About 2040 440th St

How much is 2040 440th St, Rossie, IA worth?

The TopHap Estimate for 2040 440th St, Rossie, IA is $65,206 as of Jul 14, 2026. The likely range is $44,488 to $85,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2040 440th St, Rossie, IA last sell?

2040 440th St, Rossie, IA last sold on Sep 17, 2015, according to the county's recorded deed.

How big is 2040 440th St, Rossie, IA?

2040 440th St, Rossie, IA has 3 bedrooms, 3 bathrooms, 1,800 square feet of living space and a 1.76-acre lot.

When was 2040 440th St, Rossie, IA built?

2040 440th St, Rossie, IA was built in 1930, making it 96 years old. It is a cape cod home. The building has 2 stories.

What schools serve 2040 440th St, Rossie, IA?

2040 440th St, Rossie, IA is assigned to Clay Central-Everly Elementary School (elementary), rated B; Spencer High School (high), rated B+; Sioux Central Middle School (middle), rated B-. All sit in Clay Central-Everly Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2040 440th St, Rossie, IA compare to other homes in Royal 51357?

Among the 311 homes in Royal 51357, it is worth more than 46% of them ($65,206 against a typical $68,275), its price per square foot is higher than 19% of them ($36 against a typical $50), it is bigger than 80% of them (1,800 ft² against a typical 1,344 ft²), its lot is bigger than 74% of them (1.76 ac against a typical 0.32 ac) and it is newer than 49% of them (1930 against a typical 1933). Measured against all of Clay County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2040 440th St, Rossie, IA?

The 2024 property tax bill for 2040 440th St, Rossie, IA was $744. The county assessed it at $102,170.

Closest homes

More homes in Rossie 51357

Assigned schools

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