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Single Family ResidenceResidential
$420,715$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $438,000 on Mar 2, 2023

20423 RIDGECREST RD

LOCUST, NC 28097
0
Baths
2,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$421K
$377K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$438,000 · Mar 2, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,506 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$379,716 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,465
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$344,251
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,036
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,641

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.1.49
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Stanly High SchoolB-
High · Grades 9–12 · 1.7 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 2.5 mi
E
Endy Elementary SchoolA-
Elementary · Grades KG–5 · 3.8 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20423 Ridgecrest Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Stanly County
  • Bigger than 82% of homes in Stanly County
  • Has a bigger lot than 73% of homes in Locust 28097
  • Among the newest homes in Stanly County

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$656K

This home is worth more than 70% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$420,715
CheaperTypical $374,583Pricier

Pricier than 70% of homes nearby

Price per ft²$192
CheaperTypical $191Pricier

Pricier than 51% of homes nearby

Living area2,193 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 71% of homes nearby

Lot size1.49 ac
SmallerTypical 0.54 acBigger

Bigger than 73% of homes nearby

Year built2022
OlderTypical 2001Newer

Newer than 98% of homes nearby

How 20423 Ridgecrest Rd ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$420,71570% of homes80% of homes
Price per ft²pricier than$19251% of homes64% of homes
Living areabigger than2,193 ft²71% of homes82% of homes
Lot sizebigger than1.49 ac73% of homes67% of homes
Year builtnewer than202298% of homesalmost all homes

About 20423 Ridgecrest Rd

How much is 20423 Ridgecrest Rd, Locust, NC worth?

The TopHap Estimate for 20423 Ridgecrest Rd, Locust, NC is $420,715 as of Aug 30, 2026. The likely range is $376,719 to $464,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20423 Ridgecrest Rd, Locust, NC last sell?

20423 Ridgecrest Rd, Locust, NC last sold on Mar 2, 2023 for $438,000, according to the county's recorded deed.

How big is 20423 Ridgecrest Rd, Locust, NC?

20423 Ridgecrest Rd, Locust, NC has 2,193 square feet of living space and a 1.49-acre lot.

When was 20423 Ridgecrest Rd, Locust, NC built?

20423 Ridgecrest Rd, Locust, NC was built in 2022, making it 4 years old. The building has 2 stories.

What schools serve 20423 Ridgecrest Rd, Locust, NC?

20423 Ridgecrest Rd, Locust, NC is assigned to West Stanly High School (high), rated B-; West Stanly Middle School (middle), rated A-; Endy Elementary School (elementary), rated A-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20423 Ridgecrest Rd, Locust, NC compare to other homes in Locust 28097?

Among the 3,344 homes in Locust 28097, it is worth more than 70% of them ($420,715 against a typical $374,583), its price per square foot is higher than 51% of them ($192 against a typical $191), it is bigger than 71% of them (2,193 ft² against a typical 1,759 ft²), its lot is bigger than 73% of them (1.49 ac against a typical 0.54 ac) and it is newer than 98% of them (2022 against a typical 2001). Measured against all of Stanly County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20423 Ridgecrest Rd, Locust, NC?

The 2025 property tax bill for 20423 Ridgecrest Rd, Locust, NC was $2,506. The county assessed it at $379,716.

More homes on Ridgecrest Rd

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