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Single Family ResidenceResidential
$306,064$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

20386 RIDGECREST RD

LOCUST, NC 28097
3
Beds
2
Baths
1,713 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
47.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$306K
$253K low$359K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$141,403 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,416
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,987
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,713
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,209

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.47.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 148 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Stanly High SchoolB-
High · Grades 9–12 · 1.5 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 2.5 mi
E
Endy Elementary SchoolA-
Elementary · Grades KG–5 · 3.8 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20386 Ridgecrest Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Locust 28097
  • Among the largest lots in Locust 28097
  • Older than 82% of homes in Locust 28097

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$656K

This home is worth more than 27% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$306,064
CheaperTypical $374,583Pricier

Pricier than 27% of homes nearby

Price per ft²$179
CheaperTypical $191Pricier

Pricier than 40% of homes nearby

Living area1,713 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 47% of homes nearby

Lot size47.8 ac
SmallerTypical 0.54 acBigger

Bigger than almost all homes nearby

Year built1962
OlderTypical 2001Newer

Newer than 18% of homes nearby

How 20386 Ridgecrest Rd ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$306,06427% of homes56% of homes
Price per ft²pricier than$17940% of homes55% of homes
Living areabigger than1,713 ft²47% of homes62% of homes
Lot sizebigger than47.8 acalmost all homesalmost all homes
Year builtnewer than196218% of homes37% of homes

About 20386 Ridgecrest Rd

How much is 20386 Ridgecrest Rd, Locust, NC worth?

The TopHap Estimate for 20386 Ridgecrest Rd, Locust, NC is $306,064 as of Aug 30, 2026. The likely range is $253,053 to $359,075. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20386 Ridgecrest Rd, Locust, NC?

20386 Ridgecrest Rd, Locust, NC has 3 bedrooms, 2 bathrooms, 1,713 square feet of living space and a 47.80-acre lot.

When was 20386 Ridgecrest Rd, Locust, NC built?

20386 Ridgecrest Rd, Locust, NC was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 20386 Ridgecrest Rd, Locust, NC?

20386 Ridgecrest Rd, Locust, NC is assigned to West Stanly High School (high), rated B-; West Stanly Middle School (middle), rated A-; Endy Elementary School (elementary), rated A-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20386 Ridgecrest Rd, Locust, NC compare to other homes in Locust 28097?

Among the 3,344 homes in Locust 28097, it is worth more than 27% of them ($306,064 against a typical $374,583), its price per square foot is higher than 40% of them ($179 against a typical $191), it is bigger than 47% of them (1,713 ft² against a typical 1,759 ft²), its lot is bigger than almost all of them (47.8 ac against a typical 0.54 ac) and it is newer than 18% of them (1962 against a typical 2001). Measured against all of Stanly County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20386 Ridgecrest Rd, Locust, NC?

The 2025 property tax bill for 20386 Ridgecrest Rd, Locust, NC was $933. The county assessed it at $141,403.

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Assigned schools

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