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Single Family ResidenceResidential
$313,249
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20438 STATE ROUTE K

SAINT JOSEPH, MO 64505
0
Baths
1.57 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$313K
$269K low$357K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$313,249
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$250,599

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,054 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,758

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAndrew
Lot (acres)The size of the land the home sits on, from county records.1.57

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John Glenn Elementary SchoolC+
Elementary · Grades KG–5 · 2.2 mi
M
Savannah Middle SchoolB-
Middle · Grades 6–8 · 7.2 mi
H
Savannah High SchoolB+
High · Grades 9–12 · 8.4 mi

District: Savannah R-Iii School District

Neighborhood · ZIP 64505These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.292 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,557
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20438 State Route K measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Saint Joseph 64505
  • Has a bigger lot than 81% of homes in Saint Joseph 64505

What homes are worth in Saint Joseph 64505

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$781K

This home is worth more than 74% of homes in Saint Joseph 64505.

How it measures up in Saint Joseph 64505

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64505.

Estimated value$313,249
CheaperTypical $207,614Pricier

Pricier than 74% of homes nearby

Lot size1.57 ac
SmallerTypical 0.32 acBigger

Bigger than 81% of homes nearby

How 20438 State Route K ranks against every home in each area.
MeasureThis homeSaint Joseph 64505Andrew County
Estimated valuepricier than$313,24974% of homes54% of homes
Lot sizebigger than1.57 ac81% of homes55% of homes

About 20438 State Route K

How much is 20438 State Route K, Saint Joseph, MO worth?

The TopHap Estimate for 20438 State Route K, Saint Joseph, MO is $313,249 as of Jul 14, 2026. The likely range is $269,378 to $357,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 20438 State Route K, Saint Joseph, MO?

20438 State Route K, Saint Joseph, MO is assigned to John Glenn Elementary School (elementary), rated C+; Savannah Middle School (middle), rated B-; Savannah High School (high), rated B+. All sit in Savannah R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20438 State Route K, Saint Joseph, MO compare to other homes in Saint Joseph 64505?

Among the 5,057 homes in Saint Joseph 64505, it is worth more than 74% of them ($313,249 against a typical $207,614) and its lot is bigger than 81% of them (1.57 ac against a typical 0.32 ac). Measured against all of Andrew County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20438 State Route K, Saint Joseph, MO?

The 2024 property tax bill for 20438 State Route K, Saint Joseph, MO was $1,054. The county assessed it at $17,850.

Closest homes

More homes in Saint Joseph 64505

Assigned schools

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