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Single Family ResidenceResidential
$240,921$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

2045 PARK ROW

SAINT PAUL, MN 55109
3
Beds
2.5
Baths
1,710 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$226K low$256K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$140,921
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,737
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
US BK · recorded Mar 17, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,442 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$369,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$316,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$397,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$369,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1984
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cowern Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
H
North High School
High · Grades 9–12 · 1.0 mi
M
John Glenn Middle SchoolD+
Middle · Grades 6–8 · 2.3 mi

District: North St. Paul-Maplewood School District

Neighborhood · ZIP 55109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.34,935
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,682 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,949
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,086
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2045 Park Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in North St. Paul
  • Bigger than 87% of homes in North St. Paul
  • Has a bigger lot than 67% of homes in North St. Paul
  • Newer than 78% of homes in North St. Paul

What homes are worth in Saint Paul 55109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$514K

This home is worth more than 57% of homes in Saint Paul 55109.

How it measures up in Saint Paul 55109

The dot is this home. The mark in the middle is the typical home in Saint Paul 55109.

Estimated value$240,921
CheaperTypical $230,439Pricier

Pricier than 57% of homes nearby

Price per ft²$141
CheaperTypical $190Pricier

Pricier than 13% of homes nearby

Living area1,710 ft²
SmallerTypical 1,207 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 44% of homes nearby

Year built1982
OlderTypical 1968Newer

Newer than 67% of homes nearby

How 2045 Park Row ranks against every home in each area.
MeasureThis homeNorth St. PaulSaint Paul 55109Ramsey County
Estimated valuepricier than$240,92163% of homes57% of homes49% of homes
Price per ft²pricier than$14110% of homes13% of homes16% of homes
Living areabigger than1,710 ft²87% of homes84% of homes78% of homes
Lot sizebigger than0.25 ac67% of homes44% of homes59% of homes
Year builtnewer than198278% of homes67% of homes78% of homes

About 2045 Park Row

How much is 2045 Park Row, Saint Paul, MN worth?

The TopHap Estimate for 2045 Park Row, Saint Paul, MN is $240,921 as of Jul 14, 2026. The likely range is $225,751 to $256,091. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2045 Park Row, Saint Paul, MN last sell?

2045 Park Row, Saint Paul, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 2045 Park Row, Saint Paul, MN?

2045 Park Row, Saint Paul, MN has 3 bedrooms, 2.5 bathrooms, 1,710 square feet of living space and a 0.25-acre lot.

When was 2045 Park Row, Saint Paul, MN built?

2045 Park Row, Saint Paul, MN was built in 1982, making it 44 years old. It is a bi-level home. The building has 2 stories.

What schools serve 2045 Park Row, Saint Paul, MN?

2045 Park Row, Saint Paul, MN is assigned to Cowern Elementary School (elementary), rated C; North High School (high); John Glenn Middle School (middle), rated D+. All sit in North St. Paul-Maplewood School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2045 Park Row, Saint Paul, MN compare to other homes in Saint Paul 55109?

Among the 9,962 homes in Saint Paul 55109, it is worth more than 57% of them ($240,921 against a typical $230,439), its price per square foot is higher than 13% of them ($141 against a typical $190), it is bigger than 84% of them (1,710 ft² against a typical 1,207 ft²), its lot is bigger than 44% of them (0.25 ac against a typical 0.26 ac) and it is newer than 67% of them (1982 against a typical 1968). Measured against all of Ramsey County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2045 Park Row, Saint Paul, MN?

The 2025 property tax bill for 2045 Park Row, Saint Paul, MN was $5,442. The county assessed it at $369,900.

Closest homes

More homes in Saint Paul 55109

Assigned schools

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