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2045 W COMMERCE ST

HERNANDO, MS 38632
0
Baths
11,875 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
230 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,482 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,044 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,914
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,044
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,633

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Parcels with improvements, Use Not Specified
CountyDeSoto
Lot (acres)The size of the land the home sits on, from county records.230.00
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 10,120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Grove Central Elementary SchoolA
Elementary · Grades KG–1 · 1.8 mi
M
Hernando Middle SchoolA+
Middle · Grades 6–8 · 3.2 mi
H
Hernando High SchoolA+
High · Grades 9–12 · 3.4 mi

District: Desoto County School District

Neighborhood · ZIP 38632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.143
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.179

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,302
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,466
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2045 W Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Hernando 38632
  • Among the largest lots in Hernando 38632
  • Older than 83% of homes in DeSoto County

How it measures up in Hernando 38632

The dot is this home. The mark in the middle is the typical home in Hernando 38632.

Living area11,875 ft²
SmallerTypical 2,368 ft²Bigger

Bigger than almost all homes nearby

Lot size230 ac
SmallerTypical 0.78 acBigger

Bigger than almost all homes nearby

Year built1985
OlderTypical 2003Newer

Newer than 18% of homes nearby

How 2045 W Commerce St ranks against every home in each area.
MeasureThis homeHernando 38632DeSoto County
Living areabigger than11,875 ft²almost all homesalmost all homes
Lot sizebigger than230 acalmost all homesalmost all homes
Year builtnewer than198518% of homes17% of homes

About 2045 W Commerce St

How big is 2045 W Commerce St, Hernando, MS?

2045 W Commerce St, Hernando, MS has 11,875 square feet of living space and a 230.00-acre lot.

When was 2045 W Commerce St, Hernando, MS built?

2045 W Commerce St, Hernando, MS was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 2045 W Commerce St, Hernando, MS?

2045 W Commerce St, Hernando, MS is assigned to Oak Grove Central Elementary School (elementary), rated A; Hernando Middle School (middle), rated A+; Hernando High School (high), rated A+. All sit in Desoto County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 2045 W Commerce St, Hernando, MS compare to other homes in Hernando 38632?

Among the 12,507 homes in Hernando 38632, it is bigger than almost all of them (11,875 ft² against a typical 2,368 ft²), its lot is bigger than almost all of them (230 ac against a typical 0.78 ac) and it is newer than 18% of them (1985 against a typical 2003). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2045 W Commerce St, Hernando, MS?

The 2025 property tax bill for 2045 W Commerce St, Hernando, MS was $5,482. The county assessed it at $47,044.

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