Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$813,489$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

205 FINLEY CIR

GRAND RIDGE, IL 61325
2 / 2
Baths
4,097 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$813K
$716K low$911K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,489
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,391
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
FIRST FSB · recorded Jun 9, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$281,000
FIRST FSB
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,480 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,102 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,382
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,720
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$198,107
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$696,306

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLASALLE
Lot (acres)The size of the land the home sits on, from county records.1.40
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grand Ridge SchoolB+
Elementary · Grades KG–8 · 0.3 mi
H
Ottawa Township High SchoolD+
High · Grades 9–12 · 7.8 mi

District: Ottawa Township High School District 140

Neighborhood · ZIP 61325These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,130
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,782
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Finley Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Grand Ridge 61325
  • Costs more per square foot than 96% of homes in Grand Ridge 61325
  • Among the largest homes in Grand Ridge 61325
  • Has a bigger lot than 90% of homes in LaSalle County
  • Among the newest homes in Grand Ridge 61325

What homes are worth in Grand Ridge 61325

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$459K

This home is worth more than almost all homes in Grand Ridge 61325.

How it measures up in Grand Ridge 61325

The dot is this home. The mark in the middle is the typical home in Grand Ridge 61325.

Estimated value$813,489
CheaperTypical $173,047Pricier

Pricier than almost all homes nearby

Price per ft²$199
CheaperTypical $121Pricier

Pricier than 96% of homes nearby

Living area4,097 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than almost all homes nearby

Lot size1.4 ac
SmallerTypical 0.3 acBigger

Bigger than 83% of homes nearby

Year built2016
OlderTypical 1948Newer

Newer than almost all homes nearby

How 205 Finley Cir ranks against every home in each area.
MeasureThis homeGrand Ridge 61325LaSalle County
Estimated valuepricier than$813,489almost all homesalmost all homes
Price per ft²pricier than$19996% of homes89% of homes
Living areabigger than4,097 ft²almost all homesalmost all homes
Lot sizebigger than1.4 ac83% of homes90% of homes
Year builtnewer than2016almost all homesalmost all homes

About 205 Finley Cir

How much is 205 Finley Cir, Grand Ridge, IL worth?

The TopHap Estimate for 205 Finley Cir, Grand Ridge, IL is $813,489 as of Jun 23, 2026. The likely range is $715,870 to $911,107. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Finley Cir, Grand Ridge, IL last sell?

205 Finley Cir, Grand Ridge, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 205 Finley Cir, Grand Ridge, IL?

205 Finley Cir, Grand Ridge, IL has 2 bathrooms, 4,097 square feet of living space and a 1.40-acre lot.

When was 205 Finley Cir, Grand Ridge, IL built?

205 Finley Cir, Grand Ridge, IL was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 205 Finley Cir, Grand Ridge, IL?

205 Finley Cir, Grand Ridge, IL is assigned to Grand Ridge School (elementary), rated B+; Ottawa Township High School (high), rated D+. All sit in Ottawa Township High School District 140. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Finley Cir, Grand Ridge, IL compare to other homes in Grand Ridge 61325?

Among the 307 homes in Grand Ridge 61325, it is worth more than almost all of them ($813,489 against a typical $173,047), its price per square foot is higher than 96% of them ($199 against a typical $121), it is bigger than almost all of them (4,097 ft² against a typical 1,510 ft²), its lot is bigger than 83% of them (1.4 ac against a typical 0.3 ac) and it is newer than almost all of them (2016 against a typical 1948). Measured against all of LaSalle County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Finley Cir, Grand Ridge, IL?

The 2025 property tax bill for 205 Finley Cir, Grand Ridge, IL was $17,480. The county assessed it at $232,102.

Closest homes

More homes in Grand Ridge 61325

Assigned schools

Explore the area

See this home in context

Open 205 Finley Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map