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Single Family ResidenceResidential
$1,151,387$495 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $10,000 on Aug 15, 2007

205 RIDGEWOOD DR

SUGAR MOUNTAIN, NC 28604
3
Beds
3
Baths
2,327 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$903K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Aug 15, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$765,520
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$612,416
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$385,867
NEW DAY FIN'L · recorded Oct 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$457,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$519,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$519,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAvery
Lot (acres)The size of the land the home sits on, from county records.3.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²Porch · 408 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 0.8 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 5.8 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 5.8 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Avery County
  • Costs more per square foot than 85% of homes in Banner Elk 28604
  • Bigger than 75% of homes in Avery County
  • Has a bigger lot than 87% of homes in Banner Elk 28604
  • Newer than 86% of homes in Avery County

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$2.9M

This home is worth more than 88% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$1,151,387
CheaperTypical $450,921Pricier

Pricier than 88% of homes nearby

Price per ft²$495
CheaperTypical $314Pricier

Pricier than 85% of homes nearby

Living area2,327 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than 72% of homes nearby

Lot size3.24 ac
SmallerTypical 0.73 acBigger

Bigger than 87% of homes nearby

Year built2007
OlderTypical 1988Newer

Newer than 85% of homes nearby

How 205 Ridgewood Dr ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$1,151,38788% of homes90% of homes
Price per ft²pricier than$49585% of homes84% of homes
Living areabigger than2,327 ft²72% of homes75% of homes
Lot sizebigger than3.24 ac87% of homes81% of homes
Year builtnewer than200785% of homes86% of homes

About 205 Ridgewood Dr

How much is 205 Ridgewood Dr, Sugar Mountain, NC worth?

The TopHap Estimate for 205 Ridgewood Dr, Sugar Mountain, NC is $1,151,387 as of Jul 14, 2026. The likely range is $902,538 to $1,400,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Ridgewood Dr, Sugar Mountain, NC last sell?

205 Ridgewood Dr, Sugar Mountain, NC last sold on Aug 15, 2007 for $10,000, according to the county's recorded deed.

How big is 205 Ridgewood Dr, Sugar Mountain, NC?

205 Ridgewood Dr, Sugar Mountain, NC has 3 bedrooms, 3 bathrooms, 2,327 square feet of living space and a 3.24-acre lot.

When was 205 Ridgewood Dr, Sugar Mountain, NC built?

205 Ridgewood Dr, Sugar Mountain, NC was built in 2007, making it 19 years old. It is a ranch home. The building has 1 story.

What schools serve 205 Ridgewood Dr, Sugar Mountain, NC?

205 Ridgewood Dr, Sugar Mountain, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Ridgewood Dr, Sugar Mountain, NC compare to other homes in Banner Elk 28604?

Among the 11,888 homes in Banner Elk 28604, it is worth more than 88% of them ($1,151,387 against a typical $450,921), its price per square foot is higher than 85% of them ($495 against a typical $314), it is bigger than 72% of them (2,327 ft² against a typical 1,674 ft²), its lot is bigger than 87% of them (3.24 ac against a typical 0.73 ac) and it is newer than 85% of them (2007 against a typical 1988). Measured against all of Avery County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Ridgewood Dr, Sugar Mountain, NC?

The 2025 property tax bill for 205 Ridgewood Dr, Sugar Mountain, NC was $3,535. The county assessed it at $519,900.

Closest homes

More homes in Sugar Mountain 28604

Assigned schools

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