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Single Family ResidenceResidential
$355,117$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

205 SW 40TH TER

GAINESVILLE, FL 32607
3
Beds
2
Baths
2,378 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$355K
$332K low$378K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$234,517
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
FLORIDA CU · recorded Apr 28, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,600
1ST CU OF GAINESVILLE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,940 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,012 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$163,277
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$374,419

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAlachua
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 325 ft²Porch · 161 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Littlewood Elementary SchoolB
Elementary · Grades KG–5 · 1.0 mi
M
Westwood Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Gainesville High SchoolB-
High · Grades 9–12 · 3.0 mi

District: Alachua County School District

Neighborhood · ZIP 32607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,435
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Sw 40th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Alachua County
  • Bigger than 83% of homes in Alachua County
  • Older than 74% of homes in Gainesville 32607

What homes are worth in Gainesville 32607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$958K

This home is worth more than 64% of homes in Gainesville 32607.

How it measures up in Gainesville 32607

The dot is this home. The mark in the middle is the typical home in Gainesville 32607.

Estimated value$355,117
CheaperTypical $293,672Pricier

Pricier than 64% of homes nearby

Price per ft²$149
CheaperTypical $176Pricier

Pricier than 25% of homes nearby

Living area2,378 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.3 ac
SmallerTypical 0.24 acBigger

Bigger than 60% of homes nearby

Year built1975
OlderTypical 1984Newer

Newer than 26% of homes nearby

How 205 Sw 40th Ter ranks against every home in each area.
MeasureThis homeGainesville 32607Alachua County
Estimated valuepricier than$355,11764% of homes63% of homes
Price per ft²pricier than$14925% of homes17% of homes
Living areabigger than2,378 ft²79% of homes83% of homes
Lot sizebigger than0.3 ac60% of homes54% of homes
Year builtnewer than197526% of homes29% of homes

About 205 Sw 40th Ter

How much is 205 Sw 40th Ter, Gainesville, FL worth?

The TopHap Estimate for 205 Sw 40th Ter, Gainesville, FL is $355,117 as of Jul 14, 2026. The likely range is $332,468 to $377,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 205 Sw 40th Ter, Gainesville, FL?

205 Sw 40th Ter, Gainesville, FL has 3 bedrooms, 2 bathrooms, 2,378 square feet of living space and a 0.30-acre lot.

When was 205 Sw 40th Ter, Gainesville, FL built?

205 Sw 40th Ter, Gainesville, FL was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 205 Sw 40th Ter, Gainesville, FL?

205 Sw 40th Ter, Gainesville, FL is assigned to Littlewood Elementary School (elementary), rated B; Westwood Middle School (middle), rated D+; Gainesville High School (high), rated B-. All sit in Alachua County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Sw 40th Ter, Gainesville, FL compare to other homes in Gainesville 32607?

Among the 7,705 homes in Gainesville 32607, it is worth more than 64% of them ($355,117 against a typical $293,672), its price per square foot is higher than 25% of them ($149 against a typical $176), it is bigger than 79% of them (2,378 ft² against a typical 1,608 ft²), its lot is bigger than 60% of them (0.3 ac against a typical 0.24 ac) and it is newer than 26% of them (1975 against a typical 1984). Measured against all of Alachua County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Sw 40th Ter, Gainesville, FL?

The 2024 property tax bill for 205 Sw 40th Ter, Gainesville, FL was $2,940. The county assessed it at $168,012.

Closest homes

More homes in Gainesville 32607

Assigned schools

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