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Single Family ResidenceResidential
$438,563$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

205 UPPER NORTH ROW RD

STERLING, MA 01564
4
Beds
1.5
Baths
1,785 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1830
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$439K
$395K low$482K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$63,126
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,501
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$286,500
AMERISAVE MORTGAGE CORP · R · recorded Nov 21, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,937
FIGURE LENDING LCC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,465 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$414,675

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Historical
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.54
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chocksett Middle SchoolB+
Middle · Grades 5–8 · 4.4 mi
E
Houghton Elementary SchoolC
Elementary · Grades KG–4 · 4.4 mi
H
Wachusett Regional High SchoolB+
High · Grades 9–12 · 9.8 mi

District: Wachusett School District

Neighborhood · ZIP 01564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,279
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,296
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,931
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

205 Upper North Row Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Sterling 01564
  • Costs less per square foot than 91% of homes in Sterling 01564
  • Has a smaller lot than 85% of homes in Sterling 01564
  • Among the oldest homes in Worcester County

What homes are worth in Sterling 01564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$262K$1.1M

This home is worth more than 17% of homes in Sterling 01564.

How it measures up in Sterling 01564

The dot is this home. The mark in the middle is the typical home in Sterling 01564.

Estimated value$438,563
CheaperTypical $614,248Pricier

Pricier than 17% of homes nearby

Price per ft²$246
CheaperTypical $332Pricier

Pricier than 9% of homes nearby

Living area1,785 ft²
SmallerTypical 1,896 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.54 ac
SmallerTypical 1.17 acBigger

Bigger than 15% of homes nearby

Year built1830
OlderTypical 1981Newer

Newer than 2% of homes nearby

How 205 Upper North Row Rd ranks against every home in each area.
MeasureThis homeSterling 01564Worcester County
Estimated valuepricier than$438,56317% of homes38% of homes
Price per ft²pricier than$2469% of homes17% of homes
Living areabigger than1,785 ft²44% of homes54% of homes
Lot sizebigger than0.54 ac15% of homes54% of homes
Year builtnewer than18302% of homesalmost no homes

About 205 Upper North Row Rd

How much is 205 Upper North Row Rd, Sterling, MA worth?

The TopHap Estimate for 205 Upper North Row Rd, Sterling, MA is $438,563 as of Jul 14, 2026. The likely range is $394,835 to $482,291. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 205 Upper North Row Rd, Sterling, MA last sell?

205 Upper North Row Rd, Sterling, MA last sold on Oct 4, 2010, according to the county's recorded deed.

How big is 205 Upper North Row Rd, Sterling, MA?

205 Upper North Row Rd, Sterling, MA has 4 bedrooms, 1.5 bathrooms, 1,785 square feet of living space and a 0.54-acre lot.

When was 205 Upper North Row Rd, Sterling, MA built?

205 Upper North Row Rd, Sterling, MA was built in 1830, making it 196 years old. It is a historical home. The building has 2 stories.

What schools serve 205 Upper North Row Rd, Sterling, MA?

205 Upper North Row Rd, Sterling, MA is assigned to Chocksett Middle School (middle), rated B+; Houghton Elementary School (elementary), rated C; Wachusett Regional High School (high), rated B+. All sit in Wachusett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 205 Upper North Row Rd, Sterling, MA compare to other homes in Sterling 01564?

Among the 2,985 homes in Sterling 01564, it is worth more than 17% of them ($438,563 against a typical $614,248), its price per square foot is higher than 9% of them ($246 against a typical $332), it is bigger than 44% of them (1,785 ft² against a typical 1,896 ft²), its lot is bigger than 15% of them (0.54 ac against a typical 1.17 ac) and it is newer than 2% of them (1830 against a typical 1981). Measured against all of Worcester County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 205 Upper North Row Rd, Sterling, MA?

The 2025 property tax bill for 205 Upper North Row Rd, Sterling, MA was $4,465. The county assessed it at $346,700.

Closest homes

More homes in Sterling 01564

Assigned schools

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